Third, don’t put your money in bank for too long. We often forget that if we put our money in bank, value of money will be decrease so fast. The interest rate that bank gives is far less than inflations rate each year. We always have to be smart about our money. The bank doesn’t care about our money; in fact, they made most profit from our money.

We have to find perfect investment. I suggest you to go to your financial advisor ask for their best opinions. They will seek your needs, and they can give you investments that are suitable to your needs.

Fourth, if we really want to be financially free, we have to earn a passive income. There are several ways to earn passive income. First we can create our own company that can runs without us. So, in short you can create a system that can works for you. It doesn’t have to be big; you can start it with a small size company, for example a groceries store. The most important from this is that you have to set up a system that works without you.

Another way to get a passive income is that you can franchise. Franchising nowadays has increasing tremendously in past few years. This industry gives owner to adapt a system that are already being established and proven. If you don’t want to build your own system, you can buy a franchise and run it.

Last but not least, you can always join network marketing. Network marketing is very reasonable for people that don’t have big capital. Opening your own business or franchising a business could cost you a fortune, but network marketing usually cost very little to start. You can always find a good network marketing company and stick with company for 5 years. There you can learn how to built your network and achieve Financial Freedom.

Those are couples steps that you can follow to achieve financial freedom. Every journey is start with a small step. So, you can start your own journey to your financial freedom by start it with a small step. Don’t you waste your time, because time is so precious that we can’t turn back time. Hopefully this entire article help you realize that everyone need financial freedom, before you caught up into routines for years.

As host, you are one who decides when to start discussing business. That will depend on a number of factors such as time of day and how well you know your clients. At breakfast, time is short so get down to business quickly. At lunch, wait until you have ordered so you won't be interrupted. Dinner, more social occasion, is a time for rapport building. Limit business talk and do it after main course is completed.

When you know your clients well, you have more of a basis for small talk. However, because you have established a business friendship, you can eliminate some of chitchat when time is an issue. When you don't know your clients well, spend more time getting acquainted before launching your shoptalk.

Sometimes you simply need to use your own judgment about when to get down to business, realizing that if you wait too long, your clients may start to wonder why they were invited. If you begin too early in meal, your guests might suspect that you are more interested in their money than you are in them.

Keep an eye on time, but don't let your guests see you checking your watch. Breakfast should typically last an hour; lunch an hour and a half. Wrap up your business dinner in two to three hours, no more.

Handle any disasters with grace. With all your attention to detail, things can still go wrong. The food may not be up to your standards, waiter might be rude or people at next table boisterous and out of control. Whatever happens, make sure you are not one to lose control. Excuse yourself to discuss any problems with staff. Your guests will feel uncomfortable if you complain in front of or to them.

Limit amount of alcohol you drink at business meal. The three Martini lunch is mostly a thing of past. However, cocktails and wine are still part of business dinner. Since alcohol can have same effect as truth serum, keep your consumption to one or two glasses. When guests are drinking liberally and you sense trouble, excuse yourself and discreetly ask server to hold back on refilling wine glasses or offering another cocktail.

Your conduct over meal will determine your professional success. If you pay attention to details and make every effort to see that your clients have a pleasant experience, they will assume that you will handle their business same way. Before long you could have them eating out of your hand.

(c) 2005, Lydia Ramsey. All rights in all media reserved.