Fill Out A FAFSA Form First! Have you tried filling out your FAFSA form yet? If not, you may already be entitled to financial aid and/or loans and scholarships that could benefit you! While it is not required for you to fill out FAFSA form to receive a federal PLUS loan, be aware that you could receive thousands of dollars without even having to use your parents’ credit in first place. Still, if you are not eligible for any other scholarships, federal PLUS loan will enable you to receive financing for any portion of your college or university bill not covered by other financial aid (i.e. If college costs you $5000 a year and you already receive $4000 in financial aid, a PLUS loan will lend you other $1000). Federal PLUS loans can help put you through college, even if you do not have a solid line of credit yet.

This article is distributed by NextStudent. At NextStudent, we believe that getting an education is best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get Federal Plus Loans at www.NextStudent.com .

In end, this diversified musician has prevailed through good times and bad.

Well, it must be Joe Cocker's Market.

At times, current stock market is intolerable and difficult to watch. Like Cocker, it sometimes seems contorted and out of control. The ups and downs can be disturbing, yet in long run, concert delivers tunes of delight. When show finally concludes, audience cheers for an encore.

As an investor, you may be cheering for an encore. Interest rates seem undesirable and stock market volatility may have you curious about future.

Keep your focus on a pre-determined game plan. Ignore short-term distractions and learn to invest in range bound markets. Do not allow ups and downs to discourage you and by all means avoid making judgments by sight alone. Know your positions and reason for inclusion in portfolio. Longevity is key and your risk tolerances, time horizons and/or goals must be prioritized. Together, you and market may live in harmony.