. Accident Claims A driving record that is clean and free of accidents will hold fare better for you than lots of tickets and/or accidents.

. Credit Rating Many insurance companies view having a poor, or even no credit history as suggestive of higher risk and thus, charge you a higher premium.

. Occupation Insurers have statistically found a correlation between your occupation and risk. For instance, a newspaper delivery person is most likely a higher risk than personal banker sitting at their desk all day.

Other factors that help determine premiums: . Driving distance to work . Miles driven each year . Years of driving experience . Business use of vehicle . Whether or not you currently have auto insurance . Theft protection devices (often results in discounts) . Multiple cars and drivers (another opportunity for discounts)

What can I do right now to make sure I have lowest premium?

Shop around and compare quotes from different insurers. They base their premiums on their claims experiences, which naturally differ. One company may see your area as a higher risk than others may. Another may charge more because of your occupation. Shopping at http://www.carinsurance.com makes it easier because you can quickly see multiple companies and their rates for your particular situation. Where do I go for quotes?

One stop can take care of it all. Go to www.carinsurance.com where you can receive multiple quotes, pick best price, and then purchase. Get covered immediately on-line or over phone. It REALLY is easiest way to purchase car insurance.

Visit http://www.carinsurance.com For Your Low Premium Quote

Jon Register is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.

What about reputation of insurance company? It is very simple to find this information. Just ask around. There are your peers, BBB, and family. Many times these resources closest to you will be able to share experiences that are favorable or unfavorable regarding company you are considering. In addition, each state has a Department of Insurance that keeps public information about companies. Use all resources you can to determine which company is best for you. Once you have paid for policy, you will then become keenly interested in customer service. Be aware of what source of information is regarding insurance company. Many companies put our information about themselves in form of illustrations that are intended to make them look as good as possible. Of course, while these illustrations must be factual, you should be aware that you are not receiving objective information.

How can you quickly check company rating? You are on internet now. Surely, there is a quick way.

Go to http://www.carinsurance.com. Not only will you get rates of various insurance companies, you will see A.M. Best rating for each company along side their rates for you personal situation.

Now is time for your fingers to punch their way to a quick rate analysis and view ratings at same time.

Visit http://www.carinsurance.com For Quality Rated Car Insurance

Jon Register is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.