For example, suppose your business sales declined. You're pulling out your hair screaming, "What happened?" Take out a sheet of paper. Write exactly what you were doing to produce sales. Such as financing, personnel, marketing, etc. Now compare that to your present situation. Notice differences. Write down where you want to be and when. Now enter theta-alpha brain wave level and visualize what you just wrote - including final successful stage. The final step is to say, "I now release these ideas and request a brilliant solution using any or all of my current resources." Now return to normal, waking consciousness and go about your day. Do not dwell on problem any longer. When idea returns, quickly stop whatever you're doing, write it down and follow it precisely.

To access theta-alpha brain wave level, you basically have two choices. The old-fashioned way or "new" high- tech method. The old way is finding a mentor who will teach you meditation. Over time, you will gradually learn how to quickly access deep levels of mind. That could take years and requires extreme desire and dedication. Or you could step into theta-alpha state of mind instantly using today's technology. With help of mind electronics, you can tap into "Einstein's level" by simply pressing play on your CD player.

Copyright 2003 Dave Czach.

************************************************************ This article may be reprinted and/or distributed freely provided there are no changes including copyright, this statement and following Editor's Note.

Editor's Note: Dave Czach has been a part-time experiential mindbody researcher since 1993. You can contact him and find mindbody CD's at his website: http://SonicPoint.com . ************************************************************

The difference is that information is stored on card (Stored Value) instead of somewhere else (Remote Access). The benefits to credit card companies in fraud prevention savings alone is worth billions of dollars per year. In near future each computer will be fitted with a smart card reader. E-commerce will then require card to be present at purchase instead of just numbers. Personal identification numbers (PIN) will be required to use smart card, which will also have capability to store your health info, public record info, etc. With about 264k of memory it is equal to one of early computers.

Merchants will be required to have credit card terminals that have smart card readers on them. Companies are already marketing terminals that read both magnetic strip and micro-chip. My suggestion is to get equipment that is smart card ready now before prices go up with demand. The new color of money is digital. If you are not on superhighway then you are out of business.