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- Do not ever use your debit card. Some banks say you will not be liable for fraud, but that won't help in short term with your checking account empty. Use a credit card so that liability is covered with banks money, not yours.
- Get a small, $500 credit limit card for internet purchases and pay it off each month. This way, your maximum exposure is $500. If someone uses it fraudulently you won't be liable anyways as long as you follow reporting rules, but it's nice to limit even that small liability.
- Always use a credit card for purchases on internet. If your number is stolen it will be protected.
- Be sure you are on site that you think you are on. Check address (URL) and make sure you've spelled it correctly.
- Don't give out more information than needed to complete purchase.
- I'd keep a notebook with a list of what was purchased when. This would be valuable if product did not arrive as expected.
- Be sure to save receipts to your disk drive.
- Be careful of scams. If it looks too good to be true, it's probably a lie.
- If you are purchasing anything substantial, you might try checking out company's customer service first. You can call their 800 number or send an email and see how long it takes to respond.
Richard Lowe Jr. is the webmaster of Internet Tips And Secrets. This website includes over 1,000 free articles to improve your internet profits, enjoyment and knowledge. Web Site Address: http://www.internet-tips.net Weekly newsletter: http://www.internet-tips.net/joinlist.htm Daily Tips: mailto:internet-tips@GetResponse.com