Do you worry about credit card debt and your card payments?

Written by Tony Bishop

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Americans carry, on average, $5,800 in credit card debt from month to month. People, that's crazy! Credit card debt you don't pay off atrepparttar end ofrepparttar 148358 month is one ofrepparttar 148359 most expensive debts you can carry. Instead, why not take out a personal loan at a lower interest rate, pay off your credit cards and pay them off each month? If you can't summonrepparttar 148360 willpower to pay them off and not overspend, cut them up. Seriously. You'll save a fortune inrepparttar 148361 long run. Also, consider taking money from your mortgage if you have a felxible "draw down" facility and use that to pay off your credit cards... your mortgage will be one ofrepparttar 148362 cheapest forms of debt available to you. Of course, if you do this and then go back to overspending on your cards, it will land you with more and more debt, so ONLY take on cheaper debt to pay off more expensive debt. You'll save onrepparttar 148363 difference betweenrepparttar 148364 two interest rates.

Finally, please seek advice from a qualified professional before taking any action or not taking any action related to your financial matters. The author take no responsibility for your actions.

Author: Tony Bishop

Home Mortgage Loan Pre-approval Online Keys When Applying For A Mortgage Online

Written by Carrie Reeder

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3. Determine ifrepparttar company you are applying with is reputable Ask yourself a few questions aboutrepparttar 148349 website you are on. Does it look professionally made? Is there contact information available? What kind? Onrepparttar 148350 application or inquiry you are filling out, look inrepparttar 148351 web address bar and see ifrepparttar 148352 page you are on starts with https:// instead of http://. The s means thatrepparttar 148353 page is secure. Isrepparttar 148354 company affiliated with other companies? Did you findrepparttar 148355 company from a recommendation from another site? Analyze these factors before you apply. They are not guarantees, but they can help you avoid submitting your information to companies or websites that are not legitimate.

To see a list of recommended mortgage loan companies online, visit this page: - Carrie Reeder is the owner of ABC Loan Guide, an informational website with articles and more about various types of loans.

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