Do You Speak Real Estate?

Written by Mark Walters

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Escrow. A procedure in which documents or transfers of cash and property are put inrepparttar care of a qualified third party, other thanrepparttar 149862 buyer or seller.

FHA Financing. Financing for a loan which will be insured against loss byrepparttar 149863 Federal Housing Administration. Such financing allows for a lower down payment than required by most lenders.

Homeowners Insurance. Insurance that protectsrepparttar 149864 homeowner from casualty (losses or damage torepparttar 149865 home or personal property) and from liability (damages to other people or property). Required byrepparttar 149866 lender and usually included in repparttar 149867 monthly mortgage payment.

Loan Origination Fee. A fee charged byrepparttar 149868 lender for evaluating, preparing, and submitting a proposed mortgage loan.

Mortgage Insurance Premium (MIP). A charge paid byrepparttar 149869 borrower (usually as part ofrepparttar 149870 closing costs) to obtain financing, especially when making a down payment of less than 20 percent ofrepparttar 149871 purchase price, for example on an FHA-insured loan.

Point. An amount equal to one percent ofrepparttar 149872 principal amount being borrowed. The lender may chargerepparttar 149873 borrower several points in order to providerepparttar 149874 loan.

Property Taxes. Taxes (based onrepparttar 149875 assessed value ofrepparttar 149876 home) paid byrepparttar 149877 homeowner for community services such as schools, public works, and other costs of local government. Paid as a part ofrepparttar 149878 monthly mortgage payment.

Title Insurance. Protects lenders and homeowners against loss of their interest in property due to legal defects inrepparttar 149879 title.

VA Loan. A loan guaranteed byrepparttar 149880 Department of Veterans Affairs against loss torepparttar 149881 lender, and made through a private lender.

When it comes to real estate, now you can slingrepparttar 149882 lingo with repparttar 149883 best of them.

Mark Walters is an investor-entrepreneur helping other investors from his Web pages at

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Written by Doug Fowler

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* Now, think about your feet. They needrepparttar proper amount of room for your legs to be comfortably positioned. If they are bent too much or strained, they will become painfully sore. Let's think aboutrepparttar 149805 actual office chair now. Once you get these aspects taken care of, considerrepparttar 149806 fabric (or leather) thatrepparttar 149807 chair is made out of. Does it matchrepparttar 149808 surrounding area? Considerrepparttar 149809 durability ofrepparttar 149810 office chair as well. Will it withstand your every move? And, make sure that you get something you like. If you are constantly turning in one direction or another, you need for it to provide an easy turn. When you are looking to purchase an office chair, you will want to have a chair that you can rely on. You will want one that will support your body correctly. You will want one that is also within your budget. But, don't worry because when you userepparttar 149811 web to findrepparttar 149812 perfect office chair, you will have no trouble matching all of these needs!

Doug Fowler manages several business-related informational sites, such as Buy Office provides visitors with a wealth of information related to office chairs. Doug is also a certified Internet Consultant and advises businesses on how to achieve success on the Net. `You can learn more about Doug at

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