Do You Love Food? - Then Maybe Opening a Restaurant is Not Such a Crazy Idea

Written by Howard Schwartz


Continued from page 1

Between 1970 and 2002, restaurant-industry sales will post a compound annual growth rate of 7.3 percent. Industry pundits are now tipping that restaurant industry sales on a typical day in 2005 will topple $1.3 billion. This equates to an annual estimate for 2005 of $476 billion in restaurant sales. This also includesrepparttar impact that such sales will generate in related industries such as agriculture, transportation and manufacturing. They estimate that there will be more than 900,000 locations serving more than 70 billion meal and snacks. The industry will continue to expand driven byrepparttar 141705 desire of American's need for convenience an increase in their disposable income, andrepparttar 141706 need for fast food to fit today's busy lifestyles.

Learn more about developing your own restaurant business plan:

http://www.hjventures.com/restaurant-business-plan.html http://www.hjventures.com/restaurant-business-plans.html

Howard Schwartz is a partner in several business strategy groups, including HJ Ventures International, Inc. Howard has worked with hundreds of entrepreneurs worldwide with a focus on writing business plans for companies interested in raising capital from Venture Funds and Angel Investors. Howard’s business plans have secured several million dollars in funding. For more information: http://www.hjventures.com


How To Report An Error On Your Credit Report

Written by John Simpson


Continued from page 1

Doingrepparttar credit repair on your own is simple enough. Write a letter, detailingrepparttar 141704 inaccuracy torepparttar 141705 reporting company. Sendrepparttar 141706 letter and copies (copies only) of any documents supporting your claim torepparttar 141707 credit-reporting agency. Some agencies allow you to do this online through their websites; however, if you need to send them hard data it's better to use regular postal mail.

The credit agencies are then required by law to investigaterepparttar 141708 item in question, usually within 30 days. They must forward all information torepparttar 141709 reporting creditor and if they cannot verifyrepparttar 141710 veracity of their report orrepparttar 141711 creditor does not respond,repparttar 141712 report will then be changed and updated to reflectrepparttar 141713 data provided.

The company must then notify you in writing ofrepparttar 141714 change as well as provide you with an updated credit report.

It's important to note, that if there is an inaccuracy on Experian that there is likely a similar one on Trans Union and Equifax. Each company must be notified, separately for each item.

Also, if you have more than one item you are disputing on your credit report, then you may have to send a separate letter for each instance, to be certain that each item is addressed.

While this can be a time-consuming task at first glance, it isrepparttar 141715 best way to remove inaccuracies from your credit history and repair misinformation damage to your credit report. If you request it,repparttar 141716 reporting agency must also send notices of any corrections to anyone who received your report inrepparttar 141717 previous six months.

Ifrepparttar 141718 negative information reported to your credit history is accurate, then only time can repairrepparttar 141719 damage ofrepparttar 141720 negative score. Most information rolls off after 7 to 10 years, but felony convictions, information on jobs paying you over $75,000 a year or credit of more than $150,000 has no time limit.

If you had a car repossessed, you'll have to wait about 8 years to seerepparttar 141721 repossession removed from your credit history. Open credit lines, whetherrepparttar 141722 information is negative or positive, will remain active on your credit history whether you actively userepparttar 141723 credit or not.

Applying for credit is never a fun, even for people who are considered to have good credit. There is always an inherent fear of rejection byrepparttar 141724 creditor you are applying for. If you are concerned about your credit history, keep an eye on it.

It's recommended that you check your credit history once a year at least, because in an age of identity theft, negative credit history can be part ofrepparttar 141725 collateral damage. =========================================================== Find out how to repair your credit. Discover why a good credit report is vital to your financial future, and how to make itrepparttar 141726 best Click http://www.credit-repair-101.com/

** Attn Ezine editors / Site Owners ** Feel free to reprint this article in its entirety in your ezine or on your site so long as you leave all links in place, do not modifyrepparttar 141727 content and include my resource box as listed above.

John Simpson works in software development. A few years ago, he got in trouble with credit card debts. Now he's written a series of articles explaining how he recovered, and repaired his credit.


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