Debt consolidation – Options for Reducing Credit Card Costs

Written by Charles Essmeier


Continued from page 1
unwilling to help you, then you may be better off shopping around for a better credit card deal elsewhere.

You can often save money by transferring your balance to a lower interest credit card, if you have one. Competition has been fierce duringrepparttar last few years among credit card companies, and it is fairly common to receive “promotional” rates of less than 5% if you transfer your balance to another card. Be sure to readrepparttar 137125 fine print, however. Those low rates usually apply only to transferred balances, and not to new charges placed onrepparttar 137126 card. There is usually a time limit associated withrepparttar 137127 promotional rate, and higher rates may apply atrepparttar 137128 end ofrepparttar 137129 time limit, perhaps even retroactively!

In summary, if you want to minimize your credit card costs, tryrepparttar 137130 following:

  • Shop around for a credit card with a low interest rate.


  • Pay your bills on time. A good way to do this is to pay online. That way, you won’t have to worry about your check being delayed inrepparttar 137131 mail.


  • Transfer balances from high interest rate cards to cards with lower rates.


  • Use your cards wisely. If you can pay cash, do it.


  • A few simple steps can save you a fortune in interest charges and late fees.

    ©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to debt consolidation and credit counseling, and HomeEquityHelp.net, a site devoted to information regarding home equity loans.


    Secured business loans – equipping your business blue print with concrete groundwork

    Written by Amanda Thompson


    Continued from page 1

    Your ability to make repayments on secured business loans isrepparttar most emphatic point in getting your application accepted. Security agreements on a secured business loan will includerepparttar 137097 description ofrepparttar 137098 collateral,repparttar 137099 identification ofrepparttar 137100 collateral. The business loans agreement will also include provision regardingrepparttar 137101 preservation of collateral andrepparttar 137102 right ofrepparttar 137103 secured party’s to inspectrepparttar 137104 collateral. You must understand that inrepparttar 137105 case of default,repparttar 137106 loan lender will look towardsrepparttar 137107 collateral to satisfyrepparttar 137108 obligation. Secured business loans are offered at highly economical rates at all leading commercial loan lenders. As it is with a secured loan,repparttar 137109 interest rates are low and loan stipulations are flexible. A business loan can be secured at all kinds of business property in UK and also on commercial and residential properties. Secured business loans can offer upto 79% of loans to valuation or LTV. The secured business loans are available with both variable rates and fixed rates options. Secured business loans are accessible at freehold and long leasehold property. Bricks and mortar evaluation generally required to be conducted.

    Secured business loans arerepparttar 137110 sustenance of any kind of business. It is important to discern that getting a secured business loan is in no way like a walk inrepparttar 137111 park. You will have to go through a lot of paperwork than you assume. Butrepparttar 137112 paperwork will be basically of investigative nature. However, if you understandrepparttar 137113 market you are getting into, there is no doubt your success in acquiring a secured business loan will be secured. Comprehend your strengths and your weaknesses and try to abate your weaknesses and optimize your strength. You knowrepparttar 137114 golden rule is - Before you start setting your financial goals, you need to understand where you stand financially. Decipherrepparttar 137115 rule and if you have a viable project, with a secured business loan there will be no looking back.

    Amanda Thompson holds a Bachelor’s degree in Commerce from CPIT and has completed her master’s in Business Administration from IGNOU. She is as cautious about her finances as any person reading this is. She is working as financial consultant for http://www.chanceforloans.co.uk To find a personal loans,bad credit loans,debt consolidation loans,home equity loans at cheap rates that best suits your needs visit http://www.chanceforloans.co.uk


        <Back to Page 1
     
    ImproveHomeLife.com © 2005
    Terms of Use