Debt consolidation mortgage has also become synonymous with convenience. Instead of paying monthly installments to different lenders at different point of time in a month you take one single loan and make payments on that loan. It is crucial to understand that new interest rate that you are paying should be lower than interest rate that you have paying separately. Debt consolidation mortgage also has such debt consolidation counseling and debt consolidation credit management. Debt consolidation facts vary from person to person therefore taking advice for debt consolidation mortgage is a must.

According to latest annual report from APACS nearly two thirds of adults have a credit card and multiple card holding is a growing phenomenon in UK. More than six in ten card holders held more than one card in 2004, with one in ten holding at least five. With such statistical reports debt consolidation mortgage has become mandatory in changing trends.

An average UK family has 13 payment cards including credit cards, debt card and store cards. Although statistics vary it is estimated that an average family has about 8,500 in credit card debt. Astounding! That is one word that comes to my mind. If one were to make minimum payments it would still take about 30 years to pay off debt with an additional amount in form of interest. There is no doubt that above 40% of families are spending more than they earn. With such a statistics it is self evident that number of bankruptcies is increasing. According to Department of Trade and Industry, bankruptcies are still on rise in UK. Bankruptcy is not what you ever had in your mind. Then what is that you have in mind to overcome financial obligation. Do I hear that? If that is what you want then take debt consolidation mortgage.

One last point - no single method in technical analysis is sufficient for real-world investing. For example, even if you master Elliott Wave Theory or Gann techniques, by itself it would bring more heartache and disappointment. Often, you will need knowledge from other disciplines and sources to improve your overall investing skills.

Some tips for successful investing in stock markets.

1.Investing is a business. The rules of running a profitable business are same as investing in stock markets. 2.Learn to spot your own mistakes fast. When a mistake is made, exit your position and live to fight any day. The faster you realize your own mistake and faster you react will reduce your losses, hence increasing your chances of winning in long run. A useful method is using a 10% stop loss exit strategy. If you are long, and your stock price goes down by 10%, exit. If this same stock reverses and starts to surge, take this as your mistake of not identifying a more accurate (lower) entry point. 3.Understand yourself inside out. What makes you happy, sad, excited, depressed, ecstatic - whole spectrum of human emotions are merely states of mind. This is easier said than done but you have to keep improving your own control mechanisms. 4.Learn methods of successful fund managers – diversification, emotional detachment and having realistic expectations. Investing is a marathon not a sprint. 5.Money management skills. Whether amount is $10,000 or $10 billion, same rules apply. There are plenty of sources of information on this subject from internet. 6.Learn technical analysis. The main thrust of this article is to avoid making mistakes that will cost you dearly. How you prepare yourself for bear markets, sideways markets and market crashes are vital to your success.

There are no secrets in investing – no magic formula, no discovery of some useful ancient secrets. Just knowledge, hard work, common sense and discipline will serve you well in years ahead. This verse from a 2500-years-old text is a useful reminder:

“Those who know do not speak, Those who speak do not know.” - Tao Te Ching, 56th verse

Stan Seecrets’ Postulate: “There are two types of people in world – those who know what they don’t know and those who don’t know what they don’t know.”

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