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Do I Get My Check Back and Will Payment be Shown on My Monthly Statement?
Your bank may be unable to give you a copy of your checks, so it is important to keep records of checks written out – duplicate checks are a great solution to this dilemma. If you run into a bind and need a copy of a check written to a merchant, check with that business, they may be able to provide it to you.
You payment must be shown on your monthly bank statement. It should include name of business, payment amount and date payment was electronically transferred from your account.
What if There is an Error on Your Account or Unauthorized Transactions?
Be in habit of reviewing your account regularly for errors. Did two payments go through instead of one? Were you charged wrong amount? By law, you have 60 days from date your statement was sent to you to notify your financial institution of any errors. Your bank may take up to 45 days from when you notify them to investigate issue. Normally, your bank will credit your account while investigation occurs.
Robb Ksiazek is a successful author and publisher for Checks-4U.com. He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes.