Debt Consolidation with Free Government Grants? One Scam to AvoidWritten by Charles Essmeier
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in global water distribution to aid you in your quest with a grant. It’s doubtful that you’ll find an organization that’s interested in helping you pay off your Mastercard bill or funding your dream vacation home in Sun Valley. Some of these organizations that advertise grant information are running scams, and they’re just out to take your money and run. Others are fairly legitimate in that they will provide information to you for your fee, but information they provide is readily available elsewhere for free
If you are really interested in grant money, there’s no reason to answer to ads on TV promising “free grant money.” The term “free grant money” is a rather odd term, anyway, since word “grant” means “bestow” – it’s a gift, and if it’s a gift, then of course it’s free! You can find out about grants from Federal Government by visiting official Government grant Website – www.grants.gov. If you are in doubt about one of these organizations, it never hurts to check with your local Better Business Bureau.
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com/ and http://www.HomeEquityHelp.net/
| | Credit Report – How to Improve Your Credit ScoreWritten by Charles Essmeier
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report, such as student loans, or auto loans that have been paid in full. You can also make sure that your credit limits on your credit cards are reported correctly. Lenders look at ratio of debt to available credit, and if your reported credit limit is low, it could make it appear as though you are nearly at your credit limit. .
Check for duplicate information on your credit report. If your mortgage has been sold to another firm, make sure that your report doesn’t show your mortgage twice.
Keep balances on credit cards and other revolving accounts low. You do not want to be seen owing too much money to too many different lenders.
Don’t have too many open credit accounts. Ten Visa cards will not help your credit rating. Try to keep a maximum of three revolving credit accounts.
By checking your credit report regularly, and by eliminating unusual entries, you should be able to increase your credit score. And with credit, every little bit helps.
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com/
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