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So be careful with what you download. Read product reviews and find out if other people got headaches from using it.
• Visiting ad-heavy sites
If you visit a site and you’re immediately bombarded with pop-up ads, leave immediately. You might click on an ad that activates an automatic download of malicious software to your computer.
Here is a list of activities which you should be doing instead:
• Invest in good antivirus software. Going online without
protection of antivirus software is like going out naked in
snow. That’s just how vulnerable an unprotected computer is.
• Most antivirus software packages include an internet security program (also known as firewall). A firewall acts as a barricade between you and unwanted content from
internet. When buying antivirus software, it’s better to shell out for
internet security as well.
• Once antivirus software is installed in your computer, keep it updated always so it can recognize and remove newly released viruses.
• Whatever browser you are using, check that its security settings are all in default unless you really know what you are doing.
• Periodically delete files that you no longer use.
• Download spyware- and adware-removal tools and run them at least once a week. Be warned that many of these removal programs are a scam, so make sure that what you download is reliable. You can easily search for product reviews to check if
program is legitimate or otherwise.
• Back up all your important files all
time.
• If possible, have two computers at home. One will be used to connect to
internet, and
other should not be connected at all.
The second computer will act as storage of all your important files so that even if
first one crashes, your life won’t be in ruins.
Don’t be dependent on removal tools and antivirus software packages, though.

Sean Felker is the publisher of the very successful and popular Work at Home and Making Money on the Internet blog: http://making-money-online.blogspot.com