Cyber Fraud & Identity Theft PreventionWritten by Guy Hartmann
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Check your credit report at least once a year. Have a fraud alert put on your accounts. This is a flag that asks creditors to contact you before opening any new accounts. This may impede opening instant accounts. But, security seems well worth inconveinance. You can also order credit watch services from them that contact you when there is unusual activity. Here are links to big three: Equifax Credit Information Services,Inc. Experian Information Solutions, Inc. TransUnion You can also contact your financial institutions and ask about their information opt out programs. This takes you off any lists that they sell or trade. Especially do this with any accounts that you do online transactions with. Another good way to shield your privacy is to contact Direct Marketing Association in New York to opt out of their member's lists. Use links to find out how to opt out of each type: Email Telemarketing Regular Mail This was just a short plain primer on protecting yourself. There are other options out there as well. If you stop and think, time you spend on prevention will most likely be alot less than any spent on repairing damage. Your brain and your computer aren't all that different. The average person only uses about 10% of either. Tweak 10% you use.

Guy Hartmann has a degree in Community Education and has over 20 years experience in the fields of education and community development. He is a regular contributor at http://www.quantum-links.com
| | The truth about 1-900 numbersWritten by David Bell
Continued from page 1 There are really two big problems with 900 number's. The first is perception. 900 number's seem really idiotic to most people. If you have a great business idea or way to make money, 900 number's would probably be one of worst places to advertise. How many friends do you have that call 900 number's each month? How many 900 number's did you call last month? These are sorts of things you have to think of when you are going to start a business. If you would never use services, why would anybody else? This is something that people like Don Lapre would never tell you. Don lapre just wants you to think that 900 numbers are just a big cash cow. Not reality. The other thing is money. You need a lot of money to really get a 900 numbers going. Starting with $500 isn't going to do it. You need a heck of a lot more than that. Most of big company's have $500,000 monthly advertising budgets (that's even out of my league.) You are much better off getting into direct marketing, network marketing, internet marketing or even real estate investing over dealing with 900 numbers I hope this helps in your future marketing decisions.

David Bell is Manager, Online Marketing, at http://www.wspromotion.com/ , a leading Search Engine Optimization services firm and Advertising Agency.
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