Cut Prescription Drug Costs Without Having To Buy Foreign Drugs

Written by Melissa Horn

Continued from page 1

It pays to "shop around" - Prices can vary from one pharmacy to another. However, instead of filling your medicines at a number of different pharmacies onrepparttar basis of lowest price or when you find a bargain price, ask if your regular store will match it. It's best to buy your medicines at a pharmacy that keeps track of everything you're taking, allowingrepparttar 138225 pharmacist to warn you about potentially harmful medicine interactions.

Pay Attention torepparttar 138226 Quantity - Find out how much medication you really may need, and make sure your doctor doesn't order you more medicine than is necessary to treat your condition. In addition, make sure you understand exactly what it is meant to do and for how long. If you are prescribed two drugs forrepparttar 138227 same symptom, ask if you really need both.

Look into prescription medicine discount programs fromrepparttar 138228 manufacturers - Most pharmaceutical companies have programs that provide medicines at little cost or offer discounts on their medicines for people with low to modest incomes and/or no insurance coverage. Check manufacturers' websites, including, for more details.

Veterans May Qualify for More Benefits - Recent laws have changed that grant veterans medical benefits for certain illnesses like diabetes and hypertension, providedrepparttar 138229 veteran is subject to qualifying conditions like Agent Orange exposure. To see if you qualify for benefits contactrepparttar 138230 Veteran’s Administration.

Once a year, have your doctor review your medications - Find out if you are paying for some drugs you no longer need or if less expensive versions have become available sincerepparttar 138231 last time you checked. In addition, it’s a good idea to review all your prescriptions with your pharmacist in addition to your doctor. A pharmacist's valuable knowledge is free, and s/he may find something your doctor missed. Ask questions about side effects and drug interactions.

Join AmeriPlan® USA - AmeriPlan® USA,repparttar 138232 nation’s premier health benefits plan, can save you up to 50% off most generic drugs and up to 25% off most name brand drugs at thousands of retail pharmacies nationwide. Plus by usingrepparttar 138233 plan’s mail-order service, you can expect to see even greater savings.

But AmeriPlan® saves you money on much more than prescriptions. Included, at no additional cost, are Dental benefits, Vision care benefits and Chiropractic care benefits. Even withrepparttar 138234 combined four benefits, AmeriPlan® is more affordable than traditional insurance – only $11.95 a month for an individual and $19.95 a month for an entire household. Let’s face it, sooner or later you or someone in your family will need a medication prescribed by a doctor. The question is not will you pay forrepparttar 138235 drug but rather which price will you be paying? Full Retail Price orrepparttar 138236 AmeriPlan® discounted price?

Find out more about how you can save money with AmeriPlan® Health by visiting

************************************************************* AmeriPlan Health® benefit programs are NOT insurance, nor are they an alternative to or substitution for insurance coverage. You must use an AmeriPlan® provider and payrepparttar 138237 discounted fee atrepparttar 138238 time of service. Visit for more information. *************************************************************

Disclaimer: The information contained in this report is intended for educational purposes only. It is not intended and should not be construed asrepparttar 138239 delivery of medical care or advice and is not a substitute for personal, hands-on medical attention, diagnosis or treatment. Persons requiring diagnosis or treatment or with specific questions are urged to contact their personal healthcare provider for appropriate care.

This article was written by Melissa Horn, a mother of two kids under five, a novice golfer

3 Dangerous FDCPA (Fair Debt Collection Practices Act) Myths

Written by Steven Austin

Continued from page 1

That may be why some unscrupulous collectors still violaterepparttar law. Of course, as already noted, breakingrepparttar 138077 law is not a good idea, sincerepparttar 138078 collectors will lose much if not all of whatever moral standing they might have had. Besides, who wants to be sued for damages—especially byrepparttar 138079 person who still owes you money?

Reality: it’s inrepparttar 138080 best interest of anyone who owes money to document any FDCPA violations, and inrepparttar 138081 best interest of debt collectors to follow fair debt collection practices scrupulously.

The Number-One FDCPA Myth:repparttar 138082 Fair Debt Collection Practices Act is hard to follow

Fact:repparttar 138083 Act’s requirements are nothing more than common sense and basic courtesy. The days of debtors’ prison or publishing debtors’ names inrepparttar 138084 newspaper are over, and threats are strictly forrepparttar 138085 mafia. Any attempt to collect a debt through humiliation or intimidation, or anything hinting at intimidation or humiliation, should be avoided.

Reality: The vast majority of violations could have been avoided ifrepparttar 138086 debt collectors had simply put themselves inrepparttar 138087 other person’s shoes and thought about how they would feel if they were treated inrepparttar 138088 same way. This also means that it is not in fact easy for debtors to get out of their obligations by turningrepparttar 138089 tables onrepparttar 138090 organizations to which they owe money.

In short, we’ve come a long way sincerepparttar 138091 days when debtors might have ended up inrepparttar 138092 stocks, andrepparttar 138093 FDCPA is largely to thank. But if you take fair debt collection practices lightly, you may find your troubles make a day inrepparttar 138094 stocks look pleasant.

Joel Walsh is a regular contributor to Collection Agency Information ( Find out the inside story on debt and collections with secrets gathered from real collection agencies:

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