Do-It Yourself Credit Repair – There are two primary ways you can dispute negative items on your credit report. One way is to write several original letters to credit bureaus, which can take several hours to complete and adds weeks onto credit repair process.

The second and easiest way to dispute negative items on your credit report, is to launch your disputes online. The credit repair system that I helped develop, Loan Saver PRO, shows you step-by-step how to order right credit reports (yes, there are some wrong ones), launch effective online disputes, and manage whole credit repair process.

Results

Credit Repair Service – If it sounds too good to be true, it probably is. To get your scores into 800’s would take over 10 years of perfect credit, so don’t believe it. ‘Internet based’ credit repair services will also try to tell you where your score will be in 30-60 days and that’s impossible to predict. Also, any credit repair service that promotes pipe dreams of a new car and a new house is not to be trusted; unless of course they plan on loaning you down payment.

Do-It Yourself Credit Repair – A reputable ‘do-it-yourself’ credit repair system should never promise a certain score. However, I will promise that if you decide to use a reputable ‘do-it-yourself’ credit repair system, and are patient, your scores will increase significantly. On average, I have seen Loan Saver PRO credit repair system raise scores into high 600’s and low 700’s. With those scores, you can likely get any loan or credit card you desire, and at best rates possible.

Again, I hope above information will help you make a better decision when deciding what to do regarding your credit situation. If you still decide to work with an ‘internet based’ credit repair service, make sure you do your research, and don’t say I didn’t warn you.

To help get you started with ‘do-it-yourself’ credit repair process, my company Loan Savers LLC, offers a free guide that will help you order right credit reports needed to repair your credit. Visit http://www.loansaverpro.com/index-1.htm and submit your email address to receive a free Insider’s Guide to Ordering Your Credit Reports.

Todd Disraeli has been in the mortgage and credit repair business for over 10 years. Todd's primary expertise is consulting with mortgage companies and helping them turn declined loans into approved loans. Todd uses his extensive knowledge and experience to help mortgage companies, and their loan officer’s, work smarter and not harder.

Consider other ways to get more income. Rent storage sheds to tenants or put in a coin-operated washer and dryer. If you own a larger income property, you could install pop machines.

Reduce Rental Property Expenses

Can you add insulation to reduce heating costs? If you're paying $80/month for lawn care, will one of tenants do it for $40? Can you get cheaper insurance? Look for any ways you can reduce expenses. A new $4,000 furnace that saves $800/year on heating costs means you just turned $4,000 into a $10,000 higher sales price.

These things are never an exact science, and of course appearance and other factors matter. Increasing that net, though, is surest way to get more for your income property. Just make changes at least several months before you try to sell property. Also, learn how do math - it really does matter.