Remember that you can't create a second credit file. Some of fraudelent companies will offer to provide consumers with a different social security number (tax identification number if ssn does not exist) in order to create a new credit file for consumer. Such a practice is called as "file segregation". File segregation is illegal and does not work.

Whereever possible, add explanation to your credit report to prove your point. If you have legitimate reasons for not paying certain bills on time (switching jobs, illness), or if you refused to pay because of a dispute, send bureau a statement to be tagged with your credit report. Each lender who pulls your report will be aware why you fell behind on those bills.

Counseling might be a good option. Find a good non profit consumer credit counseling service in your neighbourhood. Get online or open your yellow pages to find one. Seek guidance of friends and family members. Select a counselor, meet them in person to make sure they are right for you. Ask them on tips and advice on how to build a good credit history. If you are still lagging behind on your payments, credit consolidation firms will be able to set up a payment plan with your creditors. If money is an issue, select a non profit credit counseling service. They will offer their service for free or for a very low cost.

We suggest your fundraiser be no less than one week but no more than two, three tops. One week is not quite long enough to get momentum going but anything past 2-3 weeks, takes away sense of urgency to “buy today”.

Organization for your fundraiser is essential to meet your goals. Work with your volunteers and come up with some selling strategies together. As an incentive you should offer some prizes to top fundraisers as an added bonus for their efforts. After all, everyone likes to be appreciated!

Tip Four: Managing your fundraiser from start to finish. Allow at least 2-3 weeks for delivery of items. Make sure to verify delivery time with company you have decided to go with. A happy customer will be a repeat customer should you decide to host another fundraiser in future.

Taking money at time order is placed is your best option. The last thing you want to do is chase someone down for money because things come up or to be short. So we advise you take money before handing over products.

And there you have it; our fundraising tips that should help you get your fundraiser going with a bang! Remember organization is essential to help your group meet your money goal.