Credit Card Debt EliminationWritten by Gary Gresham
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If you are concentrating your bill paying efforts on one bill at a time, then you should still pay at least minimum on others. Once each bill is paid redirect your resources to next bill so your credit card debt elimination can become a reality. A tip that some have been successful with is contacting creditors to ask for a lower interest rate. Even if most creditors say no what if some of them say yes? The interest savings to you will multiply your credit card debt elimination efforts and save you money. It's worth a few phone calls and your time to try this. One last tip is, if you choose to close your credit card accounts, do not close them until after bill has been paid. Some credit card companies often will penalize you by raising interest rates if you close an account that carries an outstanding balance. The most important thing to remember is to begin your plan right now. Think of how you will feel when you are finally free of high credit card interest. The sooner you start, sooner your ultimate goal of credit card debt elimination can be accomplished.
This article is supplied by http://www.credit-repair-facts.com where you will find credit information, debt elimination programs and informative facts that give you the knowledge to correct your own credit and credit report. For more credit related articles go to: http://www.credit-repair-facts.com/articles_1.html
| | Financial Security. Its Greatest Enemy.Written by David Wilding
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How about identity thieves? They pilfer your financial information, and run wild with accounts they set up. They rummage through your trash, set up scams, and flat out steal your info. They definitely qualify as real lowlifes. Never less, they aren’t your greatest financial enemy either. So how do you find your greatest financial enemy? You go look in mirror. This is person you really need to watch. This is who gives into all of credit offers in mailbox. This person watches television and reads magazines; then responds to ads that are displayed. It is this same person who is careless with their financial information or falls for scams. This is man or woman who spends more that they make. This person refuses to save any money. It is this person who doesn’t invest for future. This is also person who doesn’t educate themselves in matters of money. This is your greatest financial enemy. It is this person who ruins all your dreams. It is also this person over who you have most control. Do not look anywhere else for cause of your financial problems. You are in charge and you are accountable. You need to take time to investigate all matters financial. You need to educate yourself concerning money, credit, debt and its uses. You are one who needs to curb your spending. You are one who needs to establish a plan for your savings and in turn your future. Your greatest enemy is in mirror, and so is your greatest help and friend. Depending on who or what you see determines what you need to change or what you need to keep doing. (c)2005 David Wilding
David Wilding has, for the past ten years, worked with both groups and individuals to help them rid their lives of debt. Visit his site http://www.debtattack.com for more ideas, tools, and strategies to get rid of your debt.
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