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How about identity thieves? They pilfer your financial information, and run wild with accounts they set up. They rummage through your trash, set up scams, and flat out steal your info. They definitely qualify as real lowlifes. Never less, they aren’t your greatest financial enemy either.
So how do you find your greatest financial enemy? You go look in mirror. This is person you really need to watch. This is who gives into all of credit offers in mailbox. This person watches television and reads magazines; then responds to ads that are displayed. It is this same person who is careless with their financial information or falls for scams.
This is man or woman who spends more that they make. This person refuses to save any money. It is this person who doesn’t invest for future. This is also person who doesn’t educate themselves in matters of money. This is your greatest financial enemy.
It is this person who ruins all your dreams. It is also this person over who you have most control. Do not look anywhere else for cause of your financial problems. You are in charge and you are accountable.
You need to take time to investigate all matters financial. You need to educate yourself concerning money, credit, debt and its uses. You are one who needs to curb your spending. You are one who needs to establish a plan for your savings and in turn your future. Your greatest enemy is in mirror, and so is your greatest help and friend. Depending on who or what you see determines what you need to change or what you need to keep doing.
(c)2005 David Wilding
David Wilding has, for the past ten years, worked with both groups and individuals to help them rid their lives of debt. Visit his site http://www.debtattack.com for more ideas, tools, and strategies to get rid of your debt.