Consumer Action: Putting The “Freeze” On Credit Files

Written by James Dimmitt


Continued from page 1

Companies that sell credit file data, includingrepparttar credit reporting agencies, argue that freezing credit files is “overkill.” For some people, such a freeze could become a constant hassle. Before applying for a loan or opening a new bank account, they would have to contactrepparttar 145505 credit bureaus to temporarily unfreeze their files, a process that could take several days.

They also claim it would prevent consumers from taking advantage of instant credit promotions such as “10% off purchases” when applying for a new store-issued credit card. And applying for a mortgage would become “more complicated, with even more paperwork.”

Whether you feelrepparttar 145506 option of being able to freeze your credit data is a good idea or a bad idea one thing is becoming increasingly clearer - consumers want more control over who has access to their personal and financial information.

© 2005, http://www.yourfreecreditreportnow.com

James H. Dimmitt - James is editor of "TO YOUR CREDIT", a free weekly newsletter with tips to help you manage your personal finances. Subscribe today and receive his e-book “IDENTITY THEFT- How To Avoid Becoming the Next Victim!” and other free bonuses by visiting http://www.yourfreecreditreportnow.com


When You Need Extra Cash, Ebay Fits The Bill

Written by Barbara Gibson


Continued from page 1

The next thing to look at is who is offeringrepparttar same items that you are. Searching for items brings up a listing, and this allows you to see what type of descriptions and advertisements getrepparttar 145504 bids, and which ones do not work. This will allow you to make sure that your descriptions are written to makerepparttar 145505 most ofrepparttar 145506 space available.

Looking into how many people are offering items similar to yours also helps when deciding how to market your items. Consideration needs to be made to starting bid range, how muchrepparttar 145507 winning bids were, and howrepparttar 145508 items were offered. Looking into these things allows you to price your items low enough to get bids, but still high enough to prevent losing money.

Barbara Gibson publishes monthly for http://CreditUnionRate.com The Leading Credit Union Directory Search, Find, Join.


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