Tony Novak, MBA, MT, Online Adviser at MedSave.com suggests that consumers keep in mind simple principal “If it sounds too good to be true, it probably is…”. There are no bargains or great deals in health insurance. If one health insurance plan costs less than another, that is only because it provides less coverage. Make sure that you know specifically what coverage you are giving up before enrolling in a low cost health insurance plan. As long as a plan is fully insured and agent is also licensed and insured, then it is OK to save money by choosing a plan that eliminates coverage that you do not need. For example, if you don’t need maternity coverage or pre-existing condition coverage, then it is safe to buy a plan that costs only half as much as a health plan that does include this coverage.

Novak emphasizes that these buying guidelines apply to residents of all states, not just Connecticut. Unfortunately, too many small businesses buy lowest cost health plan they can find without really understanding reason for cost difference or risks they may be taking with lower cost plan.

MedSave.com also adds that Connecticut crackdown did not affect any of its health plans. All MedSave.com health plans are fully insured and licensed in state where they are offered.

5. Once a day go through all entries in your stenobook and act on those you can.

6. When you complete an item, check it off inside circle. If you decide not to do an item, put an X in circle. If item is information or an idea only, put a triangle inside circle.

7. When a page is completed in your stenobook, put a colored hi-liter dot at top of page. Then when you are glancing through your stenobook you can easily see what pages are done and which pages still have active items on them.

8. When your stenobook becomes full begin a new one and number this book 2. Keep first one nearby until all pages are marked.

9. Store your completed stenobooks for possible future reference.

Examples of entries you can make in your stenobook are: * a website address to a useful site * an email address of a person or organization * a newsletter you may want to subscribe to * something new that is being done on Internet * a tip or clue you think might work for your business * online research results * something great that someone else does

So, no longer let those secrets pass you by. Capture them in your business secrets stenobook. Soon you will notice a control returning to you. Watch your business go from an amateur effort to a respected and successful company.