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BROWN is associated with earth, nature, tribal, primitive, simplicity.
GREY is associated with neutralality, indifference, reserved.
BLACK is associated with seriousness, darkness, mystery, secrecy.
You can use
above as a guide when choosing colors for your website. It really boils down to your target audience and what psychological message you want to convey in colors.
Blues and white backgrounds work best for business sites. Maternity sites should consider some pink. Golf or lawn sites sites should consider green. Food sites should consider red, etc.
There are also numerous shades of
same color that you can use too. Here a link that lists 216 colors that work in all browsers: http://www.geocities.com/webtvbeth/hexchart.html
It also boils down to common sense too. As far as using colors in text, black text on white backgrounds may be dull but it is
most readable and pleasing to
eye.
Yellow text on white background is not only unreadable, but causes eye-strain which will have people leaving your site quickly. Nothing will lose sales faster than eye-straining text.
Here's a link for a "color wheel" that shows which colors compliment each other, and which ones don't: http://www.saumag.edu/art/studio/chalkboard/c-wheel.html
In conclusion, not only can
sales copy on your website have a psychological impact with words but
colors you use can as well.
Use them wisely...

---------------------------------------------- Al Martinovic works from home and runs a successful mlm business at http://www.ineedsmokes.com and also publishes a popular internet marketing newsletter: http://www.milleniummarketers.com ----------------------------------------------