Christian Debt Consolidation – Feel Comfortable About Managing Your DebtWritten by Charles Essmeier
Continued from page 1 are trying to repay their obligations in good faith. Creditors are more willing to extend favorable terms to such clients in hope that they (the creditor) will avoid significant expense of turning account over to a collections firm or avoid an extended drawn out process if account holder goes through expense of declaring bankruptcy.
Experienced Christian Debt consolidation and credit counseling services know this, and they have experience working with creditors to ease burden of repayment. They can help you renegotiate loans, reshape payment schedules, reduce your interest rate or obtain a loan that consolidates your debt. Many of these firms are nonprofit; they are in business strictly so that they can help fellow Christians to get back on their feet and free from burden of unusually heavy debt.
If this sounds like something that suits your personal needs, you should consider contacting a Christian debt consolidation or credit counseling agency.

©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com/ and http://www.HomeEquityHelp.net/
| | What Is Your Name?Written by Dot McGinnis
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After Jacob came face to face with Lord, his walk was forever changed. (vs. 25) He now walked with a pronounced limp. This was something people couldn't help but notice. His walk was harder, not easier after his encounter with God. But, he was forever blessed because of it. (vs. 28-29) In my struggling and wrestling’s with Lord (where He forces me to look at myself spiritually, and see exactly who I am, what I am), often, what’s revealed to me isn't very pretty and I, too, may leave His presence (like Jacob) limping; my walk forever changed. Yet, somehow, I'm stronger and closer to my King. © 2005 by Dot McGinnis http://our.homewithgod.com/heavenlyinspirations/ http://groups.yahoo.com/group/HeavenlyInspirations-originalwritings/

Dot is a poet and a published author from Pennsylvania who has served as assistant editor for the Christian newspaper Majesty. She is retired yet continues serving the Lord via the Heavenly Inspirations Ministries.
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