The primary Gross Enrolment Rate is 72%, far short of target of 88% by end of Eighth Plan (by 1998-99). The difference between enrolment of boys (83%) and girls (61%) appears to be widening. The Net Enrolment Rate in 2001-02 was 42%.

It is estimated that households spend an average of Rs 1,443 per year on each primary school student. Urban households spend more than twice as much as rural households spend on each primary school student. Four times as much is spent on students attending private primary schools as on students attending government primary schools.

Among 10-18 year-olds who have ever attended primary school, 15% left before completing primary school. A higher proportion drops out in rural areas (18%) than in urban areas (11%). Girls are slightly more likely to leave school early than are boys in rural areas and vice versa in urban areas.

About 13% of children between 10-15 years of age who have attended school drop out before completing primary (class 5). However largest dropout rates are seen at end of primary with 28% dropping out before reaching end of class six, indicating that children are failing to make transition from primary to middle school.

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• You are contacted by police, and told that a crime has been committed in your name

• A collection agency tells you they are collecting for an account you never opened. You get a phone call or letter telling you that you have been approved or denied credit for accounts that you never requested.

• You no longer receive your credit card statements, or you notice that some of your mail seems to be missing.

• A lender orders a repossession of a car that you do not know has been purchased in your name.

• Your credit card statement includes charges for things you know you never bought.

Unfortunately, identity theft is no longer considered an unusual occurrence especially in North America.

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