Check Fraud and Verification

Written by Antigone Arthur


Continued from page 1

Of courserepparttar best thing you can do to protect yourself from thieves is balance your checkbook and reconcile monthly statements. This should let you know if someone is writing false checks in your name. Top stub checks provide an easy and convenient place for you to write down transaction details if you don't have time to document purchases in your check register immediately.

Worried that cheap checks won't providerepparttar 145745 same protections? Fear not! When buying cheap personal checks find out whetherrepparttar 145746 print onrepparttar 145747 checks is small. This will help prevent photocopying. Foil and embossing is also available on some styles. This, and any intricate design will help reducerepparttar 145748 likelihood that someone will photocopy your checks. The simplerrepparttar 145749 check,repparttar 145750 easier it may be for a thief to copy.

Lastly, if your someone steals your checkbook be sure to contact your bank immediately. There are several measures you can take to protect your identity. You can either transfer funds to a separate account or stop payment onrepparttar 145751 series of checks inrepparttar 145752 checkbook stolen. Your bank should provide you with extra information about protecting your identity.

Check Verification

Retailers are also protecting themselves from check fraud. The number one way they are doing this is through check verification. There are several check verification companies that use machines to verify whether a check will clear or not. The more common companies include:

  • SCAN
  • TeleCheck
  • Check Rite
  • Equifax
  • ChexSystems

If one of these machines dings your check as bad and you know you have cash in your account, it is possible someone might be passing checks in your name. You can callrepparttar 145753 check verification company to find out and correct any wrong information.

Keep in mind while most people don't intentionally write bad checks or checks they know will bounce, if you do these machines are likely to stop you cold in your tracks.

Now that you know how to protect yourself from check fraud and what security measures are available to help protect you, why not get those daffy duck checks you have been dreaming about?

Antigone Arthur is a successful freelance writer with 10 years of professional experience providing consumers with informative articles on such topics as Deluxe checks, Quickbooks checks, and Quicken checks.


Benefits and Drawbacks of Bankruptcy

Written by John Mussi


Continued from page 1

The debtor must allow all his financial affairs to be scrutinised.

Names of those made bankrupt are published inrepparttar London Gazette andrepparttar 145744 local press and can be viewed online atrepparttar 145745 Insolvency Service website, making them accessible to anyone inrepparttar 145746 world.

Cannot hold certain public offices, such as MP, councillor or magistrate, or practice certain professions, such as solicitor and accountant.

A bankrupt may not hold office as a trustee of a charity or a pension fund.

A bankrupt is not allowed to be a company director or trade under any other name thanrepparttar 145747 one used atrepparttar 145748 time of bankruptcy.

The trustee must be informed of any changes in circumstances duringrepparttar 145749 bankruptcy.

Certain debts cannot be written off: fines, maintenance/child support payments, other family court orders, debts to secured creditors, debts from personal injury claims, debts incurred through fraud, debt arising from certain other orders ofrepparttar 145750 criminal court.

Bankruptcy does not affectrepparttar 145751 rights of secured creditors. Where there are joint debts, creditors can still pursuerepparttar 145752 non-bankrupt debtor.

Bankrupts found to be blameworthy, culpable or dishonest can be made subject to a Bankruptcy Restrictions Order which can imposerepparttar 145753 same bankruptcy restrictions, plus some additional ones, for anywhere from 2 to 15 years.

You may freely reprint this article providedrepparttar 145754 author's biography remains intact:

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.


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