Cash advance as a loan source

Written by Jakob Jelling


Continued from page 1

Those people who are unable to payrepparttar loans when they are due will be paying a huge chunk in interest fees. If you know you will not be able to fully repayrepparttar 111929 loan byrepparttar 111930 due date, cash advance might not be a good choice and can lead you into a cycle of debt accumulation.

If you require a long term loan, you should look for other sources for acquiring this loan.

Many people still find it a valuable source for obtaining much needed cash. Even though there is a fee to pay to borrowrepparttar 111931 money, it might be helpful for people who are in an emergency. Ifrepparttar 111932 costs ofrepparttar 111933 loan are offset byrepparttar 111934 benefits, such as keeping your phone line or your electricity from being cut, then payday cash advance loans become a viable option for many families.

Now you can even apply for online cash advance. Borrowing money has become even easier. Cash advance payday loan agencies work hard to makerepparttar 111935 process of borrowing money easier for their clients and to reducerepparttar 111936 amount of red tape surroundingrepparttar 111937 loan process.

Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.


Peak Oil: The End of Cheap Oil

Written by Gordon Owen


Continued from page 1

Cheap oil means cheap food. As gasoline and diesel fuel pass four or five dollars per gallon (and gold passes $1,500 per ounce),repparttar biggest change in North America will be that wholesale food markets in urban areas will no longer see trucks arriving with loads of vegetables from California, fruit from Chile, or wine and cheese from Europe. Inrepparttar 111928 first place, fertilizers and pesticides are oil based so food will no longer be cheap even atrepparttar 111929 source. And whether payingrepparttar 111930 freight for a ship from South America or a truck from California, our current food sources will become prohibitively expensive compared to eating what grows within several miles of your kitchen.

Cheap oil also means cheap heat and cheap transportation. When North Americans can no longer afford to heat their atrium-entried McMansions or commute from suburbia to their urban jobs, we'll see a initial period of workers sleeping inrepparttar 111931 parking lot and commuting once a week to join their families in huddling aroundrepparttar 111932 woodburning stove they installed inrepparttar 111933 family room after putting up plastic sheeting to separate that area fromrepparttar 111934 rest of their unheated house. During this initial period, when it gets warm they'll be planting vegetables inrepparttar 111935 back yard and hoping their drafted son lives to come back from Venezuela. Depending on how long it takes for them to realize thatrepparttar 111936 pension they've thought they were earning is imaginary (or will be so diluted by inflation as to be meaningless), they may or may not harvest that first backyard crop before they quit going to work and simply begin trying to survive. The words "social disorder" don't begin to describe what life will be like as gold goes from two or three thousand dollars per ounce to being recognized as a store of value not to be measured in dollars.

Whenrepparttar 111937 dust settles (maybe two years after what's left of US central government gives up on pursuing what's good forrepparttar 111938 "awl bidness"),repparttar 111939 North American economy will berepparttar 111940 same asrepparttar 111941 rest ofrepparttar 111942 world: * local populations using mostly local resources * worldwide populationrepparttar 111943 same as in 1850 plus however many more can be supported byrepparttar 111944 extent to which local populations succeed in (a) recreatingrepparttar 111945 age ofrepparttar 111946 coal-fired steam engine and (b) establishing alternative renewable energy resources * an ounce of gold approximatesrepparttar 111947 annual wage of a skilled worker.

The above paints a glum picture. But note that it'srepparttar 111948 outcome of shortsighted decisions made by organizations, both corporate and governmental. Atrepparttar 111949 level ofrepparttar 111950 individual, there's nothing to prohibit each of us from heedingrepparttar 111951 lesson Aesop taught more than two thousand years ago. Be an ant rather than a grasshopper. Instead of doing what feels good today, do what's smart for tomorrow. Put away some food forrepparttar 111952 coming economic "winter." Learn some useful skills and acquirerepparttar 111953 tools to go with them. Consider moving to an area where your new neighbors will already have such skills. With less than one ounce of gold per person onrepparttar 111954 planet, buy a few ounces of real wealth instead of that plasma television. Finally, if you like flush plumbing, look into having a couple solar panels and a 24-volt pump in your well.

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