CRAVING FOR FINANCIAL FREEDOM

Written by Dinar P. Wiria-Atmadja


Continued from page 1

There are basically only two fundamental things ordinary people have known for decades to achieving financial freedom:

1. Manage your time and money! Time and money arerepparttar only two factors that keep people from achieving financial freedom.

To duplicaterepparttar 112192 success of people who have reached financial freedom, you do not need to have self-confidence, super intelligence, high education, great luck, hard-work or great career path. Although those are all good characteristics, they are not fundamental to achieve financial freedom.

All you need is a good time and money management, which would also result in high productivity!

Invest your time in creating extra money that you can later invest. You can do that by taking up a part-time job or working overtime.

As soon as you have more extra income, be a responsible manager of your own money! Live less than your income so you can start investing. It is from investing in a business that will one day generate income for you and sets you financially free from having to work for a living.

As much as possible avoid borrowing money for anything at all. I believe everybody has been taught aboutrepparttar 112193 negatives of being in a debt, but very few have been taught to considerrepparttar 112194 benefits of being debt-free.

By being debt-free, you will have more money to invest. Ask yourself this question: how difficult would it be to create an extra $1,000 a month by cutting expenses and by investingrepparttar 112195 money you normally use to pay your debt?

2. Start investing in your own business to create passive income! Passive income is income which requires little or no work at all. The example would be writing a book and get paid forever on it, traditionally investing huge capital or starting your own business.

As a passionate home-business owner myself, I believe that having your own home-business is by farrepparttar 112196 most powerful way to create passive income. It takes only small start-up capital and you will have extra tax benefits.

It is easier to generate passive income by having your own business than by traditionally investing. If your goal was generating $40,000 annually you would need $1,000,000 to invest at 4% interest. Very few people have this much start-up capital.

But there are many ordinary people who have become home-business entrepreneurs and generated $40,000 annually by investing very small capital.

Finally, quoting Robert Bolton, "A belief is not merely an idea thatrepparttar 112197 mind possesses; it is an idea that possessesrepparttar 112198 mind",repparttar 112199 idea that even ordinary people like you can achieve financial freedom should possess your mind and you will not be denied.

Dinar P. Wiria-Atmadja is the owner and writes for FinancialFreedomAwaits.com, helping families and individuals achieve financial freedom in years instead of decades. Visit the site here at http://www.financialfreedomawaits.com You are free to publish this article to your site as long as you include the resource box with the author's name and an active link to Financialfreedomawaits.com and the article is not changed.


Prepare your House for a Successful Sale

Written by Amie Walton


Continued from page 1
  • Cupboards - and Drawers Cleanrepparttar cupboard and door fronts with a grease cutting cleaner. You will be surprised at how much brighter they will appear afterwards. If that doesn’t help brighten them up, you should seriously consider painting with melamine paint as an inexpensive update. Replace outdated cupboard hardware for an instant updated appeal. For an inexpensive alternative to replacing hardware, spray paint with a metallic finish. Clear out as much clutter as you can live without. You want your cupboards to appear as though there is more than enough room forrepparttar 112191 Buyers to store their items.
  • Sinks and Bathtubs - You can bring your stainless steel sink back to its original shine, with comet cleanser. Be sure to pay close attention torepparttar 112192 drain, drain plugs, and outer edges, where grime builds up. Taps and faucets can be brought back to original shine withrepparttar 112193 use of a dry cloth and q-tips. Simply polish withrepparttar 112194 dry cloth to remove dullness and add shine. Q-tips in between cracks and tap grooves will removerepparttar 112195 ‘gunk’ and have your taps looking brand new. If your faucet and taps are hopeless, you should replace with a set of inexpensive ones. Flooring
  • It is a common fact that people tend to look down more than up. If your kitchen or bathroom floor is in need of repair, repair it. Ifrepparttar 112196 floor is beyond repair, this might berepparttar 112197 best investment to consider in making your house more sellable. Remember, if you are going to invest in a new floor for resale value only, purchase inexpensive neutral flooring. You are makingrepparttar 112198 purchase for immediate appeal to buyers and not for yourself.
  • Kitchen Appliances - Whether or notrepparttar 112199 appliances are included, they need to be presentable to add torepparttar 112200 appeal ofrepparttar 112201 kitchen. Cleanrepparttar 112202 oven and stove to a shine. This will also take care of some possible odor sources as well. Removerepparttar 112203 magnets, notes, and artwork fromrepparttar 112204 fridge and cleanrepparttar 112205 top.

  • Living/Family Room

    The most lived in room tends to berepparttar 112206 most cluttered. Ifrepparttar 112207 room appears small, remove extra furniture and all clutter items such as papers, remotes, videos, etc. If you have a lot of personalized items, such as family portraits, trophy’s, collectibles, pack them away. Personalized items tend to alienate potential buyers.

    Bedrooms

    Makerepparttar 112208 beds and remove clutter from underrepparttar 112209 bed. As withrepparttar 112210 kitchen cupboards, clear outrepparttar 112211 clutter so they appear larger. If you have teens or themed rooms, replace bedding and curtains with a more neutral alternative. Patterned bedding will detract from buyers viewingrepparttar 112212 room and its features. Take down any posters that may be onrepparttar 112213 walls. Fill holes left behind or hang framed artwork in their place.

    Converted Rooms

    Finally, if you have converted any rooms in your house, you should convert them back torepparttar 112214 house’s original design. For example, a bedroom converted to a den or home office should be changed back to a bedroom, especially if it is one ofrepparttar 112215 rooms that you have included in your listing as 3 bedroom home.

    Conclusion

    The decision as torepparttar 112216 amount of improvements you are willing or able to make will always be your own and there is definitely quite a bit of effort involved with implementing some ofrepparttar 112217 suggestions above. It would make sense to think that buyers should look beyondrepparttar 112218 personal items that will be removed after a sale and, although there are some buyers who will be able to do that, most buyers won't. The suggestions made above are for ensuring a quick sale by targeting repparttar 112219 majority of buyers rather than those rare ones that can see beyond these items.



    Amie Walton is the president and founder of Xstream Realty, a Virtual Agent for managing private real estate sales over the internet. As an Accredited Staging Professional, Amie also operates Xstream Staginga Home Staging business located in Nova Scotia, Canada.


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