Asda state that they give you “very best possible insurance protection” and offer a 10% discount if you buy online. Of course, just like Tesco and Sainsbury’s, Asda is not an insurer. Asda have opted to team up with Norwich Union to provide their policies.

The insurers are desperate to get into bed with Supermarkets. It enables them to dress up their car insurance product with an already well known and trusted brand name. This is good business and a smart way to gain lots of new customers very quickly. Ironically though, some of those ‘new’ customers may already be with that insurer. Without knowing it, they may end up cancelling or not renewing their existing policy but staying with same insurance company via cheaper supermarket option.

From a customer perspective, upshot of all this will hopefully be to get cheaper car insurance, which at end of day is what everybody wants. Who insurer is behind deal is probably not of great concern to people. In long term, whether actual underwriting results of these deals are profitable enough for insurers to continue to offer supermarkets good rates for their customers, will be interesting. One thing is for sure, I don’t see Direct Line advertising bananas six for a pound anytime soon.

Copyright (c) 2004 AcceptDirect.co.uk Accept Direct Car Insurance

Decisions That Need To Be Made

The most sensible solution would seem to be finding a safe harbour to anchor your retirement investments so that you can move from country to country as necessary without this having any negative impact on your assets.

However, if you decide to do this you need to decide exactly where that safe harbour should be.

Offshore financial centres present a viable solution - especially if you are undecided as to your eventual retirement destination. Basing your pension investment offshore should mean that future movements of capital or income are not impeded.

What To Be Aware Of

Your own personal circumstances are unique.

Be realistic about how much you should be contributing.

Consider charges bonuses and flexibility of any investment plan - generally more flexible plan more charges will be.

Know that a good offshore retirement plan should allow you to do following without penalty:-

1Reduce contributions without penalty (normally after an initial period of one to two years). 2Switch investments between different funds to respond to changes in market. Preferably including funds managed by other people outside of institution zone. 3Have option of retiring when you want to without penalty. 4Allow certain access to monies invested (again, after an initial period). How to Find RIGHT Solution

Finding out what each provider's best products are currently, and then hand picking best to suit your own personal needs and current circumstances is best idea! But how impractical!

Do you have time to do this?

Would you consider yourself an expert in offshore investments and pension planning?

Where would you start?

Obviously professional advice will get you right solution and save you time and money and reduce your cost of delay significantly!

To find out more about what solutions are on offer in market place and to learn more about offshore investing and saving for your future, visit http://www.offshoreinvestmentguide.com today.

Discover how to build wealth, enjoy greater privacy, protect your assets and secure your financial future with Offshore Investment Guide.

http://www.offshoreinvestmentguide.com

R L Williamson is an independent offshore financial specialist.