Best Small Investment Ever!

Written by Willard Michlin


Continued from page 1

You only buy items that you know you will use yourself, personally. You are not buying for resale. You are buying a two-year supply of things you know you will use, for sure. Toilet paper is one of them. (Make sure you tryrepparttar brand out, to see that you will like it.) Smart and Final has many things in bulk. Compare prices at Costco, Smart and Final,repparttar 136608 99-cent store, and if you can findrepparttar 136609 distributor thatrepparttar 136610 99-cent store buys from in Downtown LA, you will really be buying cheap.

First step. Make a list of everything you buy on a regular bases. List non-food items, bathroom items and dry or canned food items. Do not buy foodrepparttar 136611 rats can get into. Grains must be in steel drum with bags. You will be shocked at how much 20 lbs of rice will cost you compared to a one pound bag, about a quarter ofrepparttar 136612 cost or less. Do not buy clothing, because of change of styles and weight. You can buy men’s socks and underclothing when you see a real close out at 80% off. Men wearrepparttar 136613 same style all their lives and their weight tends to be constant. Do not do this for children or woman. Things change too fast.

Second step. Price shop so you will know what arerepparttar 136614 good prices and bad prices. Do not buy yet, just price shop.

Third Step. Decide how much inventory you want to have, how much money do you have to spend and how long it will take you to use it all up. Where are you going to put it so that it will be safe and dry? Not a public storage place, please. The rent will eat up your volume buying profits, real fast.

Fourth Step. Look for close outs so you can buy cheaper thanrepparttar 136615 best price you planned on and then have fun buying.

Hidden Bonus: There are also non-profit advantages to this program that you should be aware of. In case of an economic depression you have food. That means if you loose your job, you still eat. Your unemployment check can then go towardsrepparttar 136616 rent, gas inrepparttar 136617 car, car payments, and fresh food. You will already have most ofrepparttar 136618 toilet items and other things you will need, until you get a job.

In case of a natural disaster or a teamster strike you will have your well-stocked private supermarket with those needed items. The IRS closed down Howard Ruff, a newsletter writer inrepparttar 136619 1970’s. They attached all of his bank accounts, and lockedrepparttar 136620 front door of his store. Howard had 12 children, no income and no money in his pocket. He did have big food storage, which fed his family while he took a month to decide what his next move was going to be. He was able to think his problem out without panicking because his family was fed, and he could postpone his mortgage, utilities and other bills for a few months, before he had big troubles.

So be smart. Invest in a food storage program. Only buy what you will use, and do use. Buy in quantities that you will use up in 2 years. Do not buy a 5-year supply of anything. Shop forrepparttar 136621 best price, and then wait for a better deal than that. Then you have made a safe and profitable investment, while atrepparttar 136622 same protecting your family from emergencies.



Willard Michlin is an Investor, Business Broker, California Real Estate Broker, Accountant, Financial Distress Consultant, Well known Public speaker and Administrative/Business Consultant. He can be contacted at his Ventura, California office by calling 805-529-9854 or by e-mail at kismetrei@earthlink.net. See other article by Willard at http://www.kismetbusinessbrokers.com


Home Equity Loan – Not just for home repairs, and tax deductible, too!

Written by Charles Essmeier


Continued from page 1
makes them pretty hard to beat. But do you have to use a home equity loan to improve your home in order to qualify forrepparttar tax deduction?

Many people do not realize that improvements on your home are not necessary in order to takerepparttar 136607 tax deduction. While home improvement is probablyrepparttar 136608 most popular reason for taking out a home equity loan, many people use them for any one of a number of other reasons -- buying a boat or RV, taking a dream vacation, or even just usingrepparttar 136609 money for to debt consolidation. The relatively modest interest rates charged for home equity loans are far more favorable thanrepparttar 136610 20% or so charged by many credit card companies, making debt consolidation a pretty smart use for a home equity loan.

Whateverrepparttar 136611 reason for taking out a home equity loan, be it home improvement or otherwise,repparttar 136612 tax deduction makes it a pretty good way to borrow money.

©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a Website devoted to debt consolidation information and HomeEquityHelp.net, a site devoted to information on home equity loans.


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