Different companies pay differently to secret shoppers. Money earned, actually depends on nature of job. For example, a shopper can get somewhere near $8 for accomplishing small assignments like banks while for more sophisticated jobs they get $25 or more. The working efficiency of a person too determines his earnings as a mystery shopper. There are shoppers who make about $100 by working back-to-back in a day. A mystery shopper initially begins with as little as $5 per job. Hard work and sincerity enable him to earn hundreds of dollars a month and he grows as a professional. It is assumed that as mystery shopping gains popularity both mystery shoppers and companies will make big money in coming years.

The task is sometimes very simple and easy to accomplish

Sometimes these shoppers are required to do simple tasks of assessing drive-in tellers. Secret shoppers observe their welcoming style, whether or not they chew gums and time taken by them for delivery. This is why secret shoppers carry useful stuffs like stop or digital watch. Mystery shoppers answer some queries in form provided to them by their employers at end of their scrutiny. They send it back to mystery shopping company and from there it is sent to actual client.

Future prospects are good

As mystery shopping business is growing, shoppers are always on their toes. They have to log-in on websites in time otherwise they might lose some opportunities, to shop, and their competitors might win. The scope for being a mystery shopper is vast as companies don't repeat a shopper for same job at same place. They always hire fresh faces. The craze for being a mystery shopper is such that some companies get calls very frequently from enthusiast who want to be mystery shoppers. Mystery shopping companies serve clients in many countries and employ about thousands of shoppers. This provides opportunities for large number of aspirants who look forward to work as secret shoppers.

Joseph operates an online resource providing mystery shoppers an avenue to locate more companies to hire them for mystery shopping tasks.

Who stands to benefit from this new scoring model? Anyone who makes little use of banks, credit cards, or checking accounts. The “credit underserved” claims Fair Isaac Co, which includes young adults, low-income consumers, widows or divorcees, and immigrants. And while those in credit card and mortgage industry see this new scoring model as a potential benefit, those in credit counseling sector foresee potential problems.

Fair Isaac CEO Tom Grudnowski is excited about his company’s new credit-scoring resource. “This extension of FICO score gives lenders and other businesses another powerful tool ..., while expanding service options for consumers who have missed out on opportunities simply because they lack a traditional credit history.”

The opposition, namely debt and credit counselors, see both good and bad. Some consumers will benefit by qualifying for less costly credit arrangements. However, others could fall prey to becoming overextended unless they also receive some basic credit and debt education.

Tom Hicks, a credit counselor in Chicago, worries that “with average American household owing $8,000.00 in credit debt, this could open door to others finding themselves unable to handle credit properly. Ultimately burden lies with consumer,” he says.

Fair Isaac Co. estimates that at least half of those without traditional credit profiles will benefit from this new scoring method.