Benefits Tailored To The Changing Needs Of Canadians

Written by Anna Dorbyk

Continued from page 1

This move away fromrepparttar rigidity of traditional benefits packages comes as no surprise when one considersrepparttar 135108 variety of life circumstances amongrepparttar 135109 Canadian population. Increasingly, family households have both partners working thereby causing a considerable overlap in benefits. With flexible coverage, one partnerís traditional plan is complemented and any gaps inrepparttar 135110 familyís coverage are easily filled. Younger Canadians may find themselves planning for a family and need to think aboutrepparttar 135111 necessity for vision insurance and/or dental insurance. Alternatively, aging individuals may need to secure a variety of previously unneeded benefits, such as disability insurance.

It is predicted that whenrepparttar 135112 baby boomers are ready to retire, a massive job shortage will result. Subsequently, employers may find it challenging to compete for prospective employees. Perhaps it will berepparttar 135113 employer who can appreciaterepparttar 135114 evolving needs of Canadians who will triumph.

Anna Dorbyk is the editor for Canada Health Insurance and is a graduate student in Communication Studies at Concordia University. For more information on health insurance for Canadians please visit

The American Dream, Has It Changed Us Or Have We Changed It?

Written by Scott Johnson

Continued from page 1

A secure job until retirement Buy a house Pay it off as soon as you can Retire comfortably

Does that sound familiar to you? We know of course that our definitions have changed overrepparttar last 40 years but lets look at how our grandparents lived and how we live today.

My wifeís parents are perfect examples of this. They bought their house in 1964 for $12,000 with a monthly payment of $100.00. Based onrepparttar 135107 way they lived, for them a 30 year fixed mortgage was perfect.

Now, donít get too excited about that amount, it was quite a chunk of money back in 1964 and caused a few sleepless nights forrepparttar 135108 new occupants.

Letís comparerepparttar 135109 way they lived torepparttar 135110 way we live today.

Today, we change jobs 5, 6, 7 times or more. We move 4, 5, 6 times, or more. For many of us, we wonít have a pension and we have not really saved any money for our retirement. Oh, and one more thing, we have credit card debt up to our ears!

The world we live in today has dramatically changed and as such we need to realize thatrepparttar 135111 rules of money has changed with it as well. For an indepth reading onrepparttar 135112 howrepparttar 135113 rules of money have changed and what you can do about it, I suggest reading Douglas Andrews newly released book Missed Fortune 101 .

In his book Andrews revealsrepparttar 135114 ways banks, credit unions, and insurance companies amass tremendous wealth-what they do, and what they don't do. He shows readers how to seize financial opportunities they never knew existed.

Scott Johnson is a published author and speaker. He focuses his message on the incredible gift that is available to everyone to reach their full potential. He is also the owner of Direct Pay which offers the first prepaid debit Visa and MasterCard available globally. Associate Affiliate Program -, Prepaid Visa Card -

    <Back to Page 1 © 2005
Terms of Use