3) Prescription drug coverage. Rx plans that encourage use of generics and require mandatory mail order for maintenance medications are an efficient use of your benefit dollars.

4) Encourage wellness. What is old saying? An ounce of prevention is worth a pound of gain.

5) Consumerism. Access to tools necessary to be a “good” healthcare consumer will allow individuals to get best care at best price.

If you do not have time to personally handle suggestions made above, consider enlisting services of an independent insurance broker that specializes in designing and evaluating health plan options. A good insurance broker should be able to save you time, money, and ultimately serve as a trusted resource for plan recommendations now and in future.

Don’t believe me? Think about it.

Being honest with people. “That client is such a bitch. I don’t want to do business with her” and “Sweetheart, stop messing with my kitchen”.

Getting along with people: “Did you know that Sarah just had an abortion and then she was dumped by that godawful man who has a tattoo on his behind? Imagine that…and did you know that……blah blah blah”. Now, that’s what’s called getting along with people.

Ok, there’s something else that you may want to look at if you’re still not convinced. How about this? SQ stands for social skills and since social skills make up for 1/3 of ingredient of being successful in business, get this. Women score an average of 103 for SQ as compared to males who got an average of 96.

So, women are better at social skills and emotional intelligence and viola! We have already won 2/3 of battle.

Conclusion Let me repair some of damage that I may have done with this article now. Men have better IQs.

This article was prompted by an email from a friend who started a cake-baking business from home. She quit her job of 8 years after she had her first child and decided to start business from home, hoping that it could get her kind of income she had when she was in corporate world. Within 3 months after starting business, she was still making loses. And despite countless emails from me (of course, I persuaded her to stick with it), she decided to quit her business and rejoin work force because there was stability.

In her email, she also mentioned that she (and women, in general) is just not made for business world. She said she will rather get monthly check instead of wondering whether there’s any business tomorrow, next day, next week, next month!

And because she felt so discouraged, I decided to write this article to prove to her that women can really pack a business punch – but only if they stick with it and persist. The reason why she gave up her business – she lacked ambition.