Bad Credit? With Poor Credit You Can Still Refinance Or Get A Home Equity Line Of CreditWritten by Carrie Reeder
Continued from page 1
Obtaining a home equity line of credit is can be perfect solution for people with remodeling goals, children to put through college, or need for access to extra cash in event of an emergency or unexpected financial situation. You can use money for any purpose and gain peace of mind in knowing you are prepared for whatever life brings you. Refinancing your mortgage or getting a home equity line of credit has been answer for millions of people looking to realize their financial goals. Even if your have bad credit there are loans and lenders who specialize in helping finance people with poor credit. They can help you reach your individual objectives. To view our list of recommended bad credit or sub-prime mortgage lenders, visit this page: Recommended Bad Credit Mortgage Lenders.
Carrie Reeder is the owner of ABC Loan Guide. ABC Loan guide is an informational website about various types of loans. The site has informative articles and the latest finance news.
| | Credit Reports – Why Your Credit Score is ImportantWritten by Charles Essmeier
Continued from page 1 insurance prices, some insurance companies still access scores in order to assess risk for potential customers. Employers access scores to see if a possible employee might be a security or theft risk, and landlords may use score to determine whether or not a tenant should post a high security deposit prior to moving into a rental property.
A substantial argument can be made that there is no way to accurately reduce someone’s financial status to a single three-digit number. That said, it is simply a whole lot easier for most companies that need a financial “snapshot” of a customer to look over their credit report, look at score, and offer a “yes or no” response based on score alone. Fair or not, this is way things work today, and it is probably unreasonable to expect lenders, employers and landlords to start looking deeper into their customers’ and employees’ finances.
The best solution for anyone who is concerned about his or her credit score is to examine their own credit report, which can be obtained for free at annualcreditreport.com. Report any errors to appropriate credit bureau, and try to check your report once or twice a year. Fair or not, we are our credit score. Making sure that number is accurate is an important step towards a solid financial future.
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to debt consolidation and credit counseling, and HomeEquityHelp.com, a site devoted to information regarding home equity lending.
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