Once you receive offers, compare rates and fees. Often fees are where lenders make their money. Adding up interest and fees, and comparing that figure will give you true cost of loan.

Look For A Good Deal

Mortgage lenders increase their profits by pushing loans with high interest rates and points. Some lenders will push these types of loans even if they aren’t best for you, so beware of fast-talking dealers. Be sure to read terms and look for hidden fees before you sign paperwork.

Online mortgage companies eliminate some of this risk by requiring mortgage lenders to state their terms online. Online quotes are also more competitive since lenders know you are probably shopping around to refinance your loan. Once you have an offer, print out terms for your records.

To view our list of recommended bad credit or subprime mortgage lenders online, visit this page: Recommended Bad Credit Home Mortgage Lenders Online.

Karen, San Francisco

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$$$ XING FROM $7.39 TO $8.35

$$$ IDBE FROM $15.49 TO $15.97

$$$ CRIO FROM $2.34 TO $2.78

$$$ HITK FROM $18.06 TO $18.50

$$$ ISWI FROM $5.35 TO $6.02

$$$$ AVII FROM $2.10 TO $4.17

$$$ IMAX FROM $8.39 TO $9.29

$$$ MYGN FROM $22.40 TO $24.92

$$$ FLYI FROM $1.52 TO $2.43

$$$ IDBE FROM $14.40 TO $15.44

$$$ DESC FROM $2.47 TO $2.77

$$$$ NRPH FROM $14.58 TO $17.40

$$$$ ULBI FROM $15.90 TO $19.73

$$$ PACT FROM $10.03 TO $11.97

$$$ SUPVA FROM $4.12 TO $5.01

$$$$ EVST FROM $4.22 TO $7.31

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