Finance: Bad Credit Mortgage Loan

Bad Credit Mortgage Loan - How To Get One

Written by Carrie Reeder

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Frequently asked questions are: 1. Will I have to make a large down payment? Not necessarily. If you can get your credit score above a 600, you should easily be able to get 100% financing, even if it has been less than two years since your bankruptcy or foreclosure. If your score is above a 580, you might still be able to qualify for 100% financing. 2. What kind of interest rate can I expect? Depending on your credit score and whether you have any down payment or not, I have heard of situations with a credit score as low as 585 with no down payment and an interest rate as low as 7.25%. That was quoted in March of 2005. 3. Can I get cash out? On a purchase, not likely. On a refinance, depending on your amount of equity, that is very possible. There are many lenders now, who specialize in bad credit mortgage loans. These are repparttar

best lenders to start with.

Carrie Reeder is the owner of www.abcloanguide.com. Her website is informational about mortgage loans and also provides a list of lenders who do bad credit mortgage loans.

What the Tax Software Companies Don't Want You to Know

Written by Stephanie Gallagher

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Why is repparttar IRS doing this? In a nutshell, to save money. It’s cheaper, faster and easier for them to process returns electronically.

Why should you do it? Because it’s cheaper and easier to file, and you can get your refund faster.

Why are repparttar 111792 big tax companies offering this deal? They’re trying to get you to upgrade to one of their deluxe products, which offer things like tax planning advice, repparttar 111793 ability to import data from software you used last year, etc.

Also, state tax programs are not included in this deal. So repparttar 111794 companies probably figure that if you use their free federal program you’ll end up buying their state one.

Remember: You must go through repparttar 111795 IRS official web site in order to get this deal. If you go to repparttar 111796 tax companies’ sites, you will not get this offer. In fact, some of these companies not only charge you to do your return online, but then they’ll also hit you with a fee once you try to file electronically. So you’ll pay twice if you don’t go through repparttar 111797 IRS web site.

Happy tax preparing!

Stephanie Gallagher reveals her closely-guarded shopping secrets in her ezine, The Shopping Mom’s Weekly Tip. Get the eCookbooks Recipe Sampler Cookbook as a special gift when you subscribe. Send a blank email to: theshoppingmom@aweber.com

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