Are you aware of planning in business?Written by Parul jain
Continued from page 1 Besides these an effective business plan for a large scale business can also include quality and rate of raw materials used, cost of advertising, prospects of export details in other countries if any, mode of transportation-shipping etc.- chosen companies for it etc. and names and social status of owner(s), partners and number of employees. Apart from being a successful key to lure investors, a business plan also aids in regulation and maintenance of business involved. For it allows one to cross check expenditure made once a business gets on wheels. The amount spent can be compared to one initially thought and written and so it can be visualized against future demands to be met. Hence plan acts as a textbook that can always be referred to in order to recollect preliminary figures as well as dates. In toto,“A PERFECT BUSINESS PLAN ENSURES A LIFELONG, HAPPY BUSINESS.”

Parul jain writes about Business plan topics.
| | Fraud - would you credit it?Written by Richard Green
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This contrasts sharply with rapid increase in ID fraud which was valued at an estimated £1.3bn last year. MyCallCredit warned that up to ten million people could have credit facilities registered in their name which they were no longer keeping track of. This could seriously put them at risk from ID fraud. Which? magazine has suggested that about 1 in 4 adults in UK have either had their identity stolen or know someone who has fallen victim to ID fraud. ID thieves can run up credit card bills, as well as ordering additional new cards, accessing victim’s bank accounts, carrying out various other forms of fraud in victim’s name, such as with government benefits, and taking out fraudulent loans. In an effort to reduce ID theft, Which? ( http://www.which.net/ ) advised consumers to: * not use their mother's maiden name or place of birth as a security password * check their credit record annually * ensure bank knows of any address changes * shred or rip-up post before throwing it in bin * never use same password for all accounts * not carry address details in purses or wallets * check bank accounts and credit transaction files regularly Further information on credit cards: Regulations: Financial Services Authority ( http://www.fsa.gov.uk/ ) Credit card comparisons: Moneynet ( http://www.moneynet.co.uk/credit-card/index.shtml ) Payment Protection: Barclaycard ( http://www.barclaycard.co.uk/Products/Apply/Card_Benefits/PPI/index.html )

Richard works in Edinburgh for a media company, occasionally writing for the personal finance blog Cashzilla ( http://cashzilla.blogspot.com/ ), and drinking too much coffee.
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