You may choose to rent-to-own instead. You have to be careful with these rent-to-own places. Some of them will suck you in, and you'll end up paying more than double to these companies in long run than if you would've just purchased appliance all at once. Sometimes, you don't have an option (ie. bad credit and a lack of cash), and this is only choice. Just do your research before you sign a contract, and read contract before you sign it.

Option number three: Buy new appliances.

Let's say, for sake of article, that you've moved to an unfamiliar area and you don't know where to start looking for new appliances. In this case, you'll like HomeAppliances.com. This site is easy to navigate, and incredibly helpful. Similarly to apartment search engines, buyer simply fills out a form specifying exactly what they're looking for in home appliances. You fill in type of appliance, price range, and area you want to purchase appliance from. The search engine then displays as many appliances as fit your criteria, and from there, you can find out more about capabilities of each appliance to best suit your needs. HomeAppliances.com can even send you emails about sales on appliances which fit your criteria. Pretty neat.

So, weigh pros and cons to each option and see which one will work best for you. Once you've settled in to your new place, you won't want a pile of dirty dishes staring at you in sink and a mountain of smelly clothes thrown in to your closet, so try not to wait to last minute before appliance hunting.

Purchase quiet appliances: Some home appliances will claim to be quiet or low sound appliances right on box. If you’re going to buy new appliances anyway, you may as well look for ones that are quiet.

If you want to go extra mile (and your landlord is okay with it): Install padded carpeting to absorb sound: It might not cost as much as you would think. Many carpeting companies hold on to what they call “remnants” which are basically leftovers from big jobs. Maybe 5’ x 5’ is a scrap to a big homeowner, but could cover your entire living room. You can get lush, thick carpeting for a fraction of original cost this way. Installing good carpeting will not only reduce noise within your apartment, it will block outside noise and will provide insulation. Good insulation helps to reduce electric bills - so even if cost of carpeting seems steep, you’ll probably see that money again in savings.

Install vinyl tile or thick linoleum to absorb sound: Again, you might think this is a little much... but if you were planning on re-doing your bathroom anyway, you might want to invest in material that will look good AND absorb sound.

If you have received any complaints about noise coming from your apartment, and you follow any of these suggestions, it is a good idea to document change(s) made. This way, if you are confronted about noise coming from your apartment again, and are threatened with eviction, you can prove that you have attempted to reduce noise level.