And here are two more "truly real" ways to approach investing:

1. The Proud Way and

2. The Humble Way.

The proud way is for those who believe that they're smarter than everyone else and can use their insights and abilities to make superior investment choices.

The humble way is for those who believe that they don't know everything. This humble approach leads them to study what has worked over long term and then use it.

The path to achieving investment success is in studying long-term results and finding a strategy or group of strategies that make sense. This strategy is humble way... And it does work!

Copyright © 2005 I.E.C. Haramis haramis@greekshares.com http://www.greekshares.com

When you have gathered all information you will need, you can begin to use calculator to your advantage. It is easy to plug in information and get confidence from results to help you get an idea about money you will need to buy your home. You are going to need a good idea of all of your finances so that you don't leave anything out that will affect results from your calculator.

Now one more thing you are going to need to know is information about interest rate. There are different interest rates for different types of loans and you need to find out what yours will be. Typical mortgages are for 15 or 30 years. You need to figure in how many years loan will be for and figure in interest rates. Now once you have used your calculator to figure things, all you have left to do is apply for loan.