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Like a prepaid calling card, all calls made on a block minute plan are rounded up to
nearest minute. If you call a friend and listen to a 30-second answering machine message, you’ll be billed for one full minute. You’ll also be charged for one full minute if there’s a busy signal or no answer, although some block minute plans will only bill you if you let
phone ring more than three times.
With a block minute plan, going over your allotted minutes can quickly get expensive. You’ll be charge a penalty rate for every additional minute you use. If you’re not careful, this can quickly add up to hundreds of dollars a month in unnecessary charges. The best defense is to buy more minutes than you think you’ll actually need and reduce your plan at a later date if necessary.

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