What did you learn this past year? Write a letter to yourself and applaud your triumphs and your failures. Look at people who have helped you this past year. Send them a note of appreciation.

Be grateful for what you have.

Check your income for last year. What's your amount for 2004? Determine number of days you want to work in 2005, divide that into your 2005 projections and you have a new monthly financial model!

You don't have to look for new business to create new business; just create space for it to appear. Take care of yourself, first, and avoid a hectic January. Take a nap, go to movies, buy yourself a present and be happy.

© 2004 Joanne Victoria, All rights reserved Worldwide

You are free to reprint or repost this article as long as you include complete attribution. Please include following information:

~~~~~~~~~~~~~~ Joanne Victoria works with independent professionals and small business owners who want to be true to who they really are and still achieve more. ~~~~~~~~~~~ Buy her book, Lighting Your Path! How To Create Life You Want, here: http://www.JoanneVictoria.com/

Sign up now for Joanne’s FREE monthly e-zine Lighting Your Path!-Discover Your Inner Truth at: mailto:JoanneVictoria-subscribe@topica.com ~.~.~.~.~.~.~.~.~.~.~. Joanne Victoria – Coach, Speaker, Author Tel:415-491-1344 mailto:joanne@joannevictoria.com http://www.JoanneVictoria.com/programs.htm ~.~.~.~.~.~.~.~.~.~.~.~.~

Joanne Victoria works with independent professionals and small business owners who want to be true to who they really are and still achieve more.

Ain't it?

Ok. It's gotta cost something. Either your time is worth something, or you're gonna have to spend some money.

While it's good to be using these free advertising resources. You need to use them in conjunction with paid advertising. I mean really, don't you want to get this thing going as soon as possible? So you need to budget in some money for advertising. But not $10,000 a month! More like $50-$100 a month. Maybe even a couple hundred dollars. That should get you up and running pretty quickly.

Now just like a traditional business, you're gonna need to keep working your home business. But you're not tied down to usual 60,70,80 hour weeks, like a traditional business. You are however, gonna have to be more disciplined with your work at home business, than a job. Nobody is gonna be standing over your shoulder telling you what to do. But if you don't work your business, it ain't gonna work. So you need to work it, at least a few hours every week. Ideally some everyday. Still better than a traditional business.

There's one more "little" thing you're gonna need for your traditional business.

You're gonna need employees.

That means you'll have to try and find people that are as excited about working your new business as you are(ha ha). And if you do actually find good people to work for you, you're gonna have to give them excellent pay. Probably even before you get paid.

Then there's those employess that won't show up on time, or have to leave early. If and when they show up at all. Now you're gonna have to fire them, and start searching for more employees all over again. Only to hope they will actually show up. Sure don't sound like very much fun.

On other hand.

Generally, with a home business online, you have people working with you. People that are as excited about starting a new business as you are. In fact, by helping them build their business. They will eventually be helping you. Thus they will be able to get things out of their new business, that they're looking for too. In other words, it's a win-win situation for both of you.

By now you should see, I feel that starting a home business online is a lot more exciting. And definetely a more cost effective way to start a business.

But if you feel like starting a traditional business, Go For It! We need you too. I wish you all best,in whatever you decide to do.

********************************************************* You have permission to publish this article electronically or in print, free of charge, as long as bylines are included and article is published in its entirety. *********************************************************