The procedures involved to use this payment method are to first set up a form on your website. You then send an invoice to your customer with direction to cheque-form page, which they must fill out and submit, via your cgi program. You then verify funds and information and then software prints cheque on special cheque paper, which you can purchase at most business supply stores.

You can also have above type service online, via such sites as Paybycheck.com.

Another alternative, which is rapidly becoming choice of many online product and service providers, is Online Payment Systems. There are several of these systems available but I have only found one that has features available to Canadians. Called PayPal.com, this service allows you to set up an account with them and they verify credit information of those buying from you. Now, many features that this system has to offer are still limited for Canadian retailers but you are still able to set up an account, bill your clients, and receive payments into your Canadian bank account or credit card account with only minor service charges being applied.

Taking advantage of expansive market of World Wide Web does not mean that you have to go bankrupt. You can still get on E-Commerce bandwagon and accept payments with above listed services and other alternative payment systems that may be available. Actually, most of these services are all that average small business, especially those in service industry, really need. And they don’t cost a fortune.

So, I was able to save my account, but I know of several people who didn't get off so easy.

I rarely gripe about anything like this because I know a lot of computer problems are out of our control, but this is a problem caused by people, not machines!

This is really getting out of hand.....so I have come up with a very simple yet effective idea for getting rid of sp~m! Are you ready for this???

Ok, first you click on sp~m message in your inbox. Make determination ( be sure now) that it is, indeed, sp~m. Then you stick up your index or other finger if you prefer ( be nice now) ;-) and push magic button marked D-E-L-E-T-E. This will make sp~m magically disappear!

I have used this method of sp~m destruction since starting on Internet and have found it to be most effective. I receive hundreds of sp~m messages a day, but always manage to make each and every one disappear forever!

I also have some tips for people who do not want to receive any so-called sp~m:

1. Do Not subscribe to any newsletters! 2. Do Not sign-up for special offers! 3. Do Not request any information via autoresponder! 4. Do Not send any email to anyone at anytime! 5. Do Not use your email for any reason whatsoever!

I assure you if you follow all these tips you will never receive any sp~m!

I know I have been a little ridiculous in making my point, but that just is my point. All this hullabaloo about sp~m is ridiculous. It is simply junk mail and can be deleted without any trouble, hassle or problems!

Try it a few times and you will soon be like me - I have fastest delete finger in Midwest!! Anyone care to challenge me?? ;-)

Wishing you a wonderfully warm and joyous Christmas!

************* Terri Seymour and her husband Terry offer a no-cost, non-MLM home business opportunity. They strive to help you build a successful home business. They also provide a website building service. Take advantage of the gifts, resources & more provided for your home and business at http://www.seymourproducts.com FREE ecourse at: business-building-ecourse@getresponse.com