Aging Demographics – The Other Super Secular TrendWritten by Henry To, CFA
Continued from page 1 I discussed importance of recognizing and investing in harmony with primary trend. Easy to say, difficult to do. Secular bull markets are notorious for shaking average investor out, and conversely secular bear markets are notorious for keeping average investor in (such as market we are experiencing now) – that is, keeping them in until it has parted them with their money. Another secular trend that is or will not be difficult to recognize, however, is super, secular trend of aging demographics around world. We have all heard it from media, but how deep and pervasive is “problem,” really? A good knowledge of this trend is very important. I will also use this forum to discuss possible implications as well as other trends that I see happening in future. I may well be wrong, but I definitely do not want to get caught off-guarded.To see entire article, please go to: http://www.marketthoughts.com/z20040624.html

Henry To, CFA is the managing member of Independence Partners, LP, a SEC registered hedge fund. He is also editor of the investment website, www.marketthoughts.com.
| | The Easiest Most Effective Saving MethodWritten by Jeff
Continued from page 1 Now, what I recommend doing is stashing money you saved each time in a safe place. So if you buy 4 pairs of shoes: $50, $30, $20, $30. That's a total of $130. If you'd have bought: $80, $70, $70, $80. That's a total of $300 saved. So when you buy $50 pair of shoes, you stash $30 saved. When you buy $20 pair of shoes, you stash $60 you saved. Then at end of year you have $300 you would have spent in your pocket. No one said saving money had to be hard. The shoe example was just to show you one of ways to save. If you do same thing with clothes you buy, or fast food you decided not to get, you'll end up with a lot of money in your pocket at end of year. Word count: 564

This article was written by Jeff Lieber, designer of mastainc.com. It is an investing web site with free articles, a free newsletter, e-books, and much more. Go to mastainc.com now. Email Jeff at masta@mastainc.com if you have reprinted this article.
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