With large machines that use large amounts of lubrication oil engineer has to determine when to change oil. This is because change can be a very expensive affair.

The correct thing to do is to determine whether oil can still be used without changing. The engineer must know exactly when to change oil. He will take measurements of various parameters to help him decide.

That could be a subject for another coming facworld ezine article.

The contents of this page are part of a page from my e-book "General Engineering Knowledge Notes" that will help candidates prepare for Marine Certificate of Competency Examinations. This e-book is available for FREE downloading at Marine Ebooks

Not asking right questions. The first warning sign that motorcycle buyers should see is that if they do not understand type of motorcycle loan, then they should be sure to ask a lot of questions.

Here are some good questions to ask: •Is interest rate fixed or variable? If fixed how long will it be fixed for?

•Are there circumstances that can make interest rate on motorcycle loan change in future?

•What happens if a payment is 30 days late? Does interest rate increase?

•What happens if a payment is 60 days late? Does interest rate increase?

•How long is term on motorcycle loan?

•If loan is an installment loan, does it use rule of 78 or simple interest? (Simple interest is always better because it does not penalize motorcycle buyer if loan is paid off early.)

•What is down payment requirement to get motorcycle loan?

•Is full coverage insurance required?

•How much is registration and are these fees included in motorcycle loan?

•Are there any administrative fees to get motorcycle loan and if so how much are fees?

Overall, motorcycle buyers can avoid these common mistakes by spending a little extra time focusing on shopping for a motorcycle loan and asking lots of questions.

Copyright (c) 2004, by Jay Fran This article may be freely distributed as author's information and an active live link to www.motorcycle-financing-guide.com - Motorcycle Financing & Bad Credit Motorcycle Loans is published with article.

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