A complete guide for parents to choose the best toys for their children.Written by Eugen Lisov
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• Child’s gender – This is exactly what I said above that my parents bought me toys that I considered to be girlish. I’m a boy, but same is with girls too. Any detail that may make toy look as for other gender than that of your child will make toy undesired. • Toys your child’s friends play with – When your child is playing with his friends, watch to find out if he manifests interest in any of his playmate’s toys. If he does, then it’s very likely that he would like to have a toy similar one his friend has. • Sometimes, a child tells his parents what toy he likes or wants, thus saving them from a lot of hard work. But don’t count on this. Some children aren’t very keen to talk with parents unless they really want a certain toy. • Safety – This is most important factor you must consider whenever you need to decide what toy you should buy for your child. Unfortunately, this is also most overlooked one. Usually, parents forget to check if toy they choose for their children are safe. • Is toy educational? – It’s a good thing if toys you choose for your child can help him develop new skills. You can take this guide to choose educational toys for your child And please remember that age difference between you and your child is of at least 20 years. The fact that you liked a toy when you were a child does not mean that your child will love it too. Children from different generations like different types of toys Make sure you offer toy to your child in appropriate manner! When you offer toy to your child, don’t do it in a “Here’s your toy. Now go and play with it” manner. If you do it this way, that toy won’t mean a thing to your child. Rather, try to make a game. Hide toy somewhere where child can easily find it, and encourage him to look for it. Laugh with your child, search for it together… And when he finds toy, don’t just let him play by himself. Get involved in your child’s play. Make that fun of a lifetime. A parent is a child’s first and best friend.
Eugen Lisov is the creator of Child-Toys-Guide.com, a site focused on helping parents worldwide to choose the best toys for their children. If you offer your child a bad toy, it’s the same as if you don’t offer your youngster any toy. Please feel free to browse my site; it will only help you when choosing toys for your child.
| | Springtime Money LaunderingWritten by Roger Sorensen
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Coverage Checkup Instead of merely simplifying your financial life, you should also make sure that you are providing adequate protection. It is a good idea to have insurance on your home, your health, your car, your loved ones, and your income. Don't forget, though, you can over do it and have too much insurance. You need to decide what level of self-insurance you are comfortable with. The law requires you to carry automobile liability insurance is required by law. At least you should have term life insurance to replace your income and help your loved ones with debt and living expenses. Homeowner insurance is important in case your home becomes unlivable due to fire or other incident. Again, if you can get your insurance through one provider, your life will be simpler with fewer agents to visit with. Perhaps you can even have access to your account through Internet. The less effort it takes to understand your coverage and to make changes, less stress and more time you'll save. Final Items When was last time you updated your will? If it was more than a year ago, you might want to do it again. Assets increase or decrease, potential inheritors are born, and maybe you've decided that you'd like to leave a little something to your church. Updating your will is a good way to make sure your final wishes are carried out. Putting some of your assets in a trust can save on probate costs. Also if you become incapacitated trust can manage funds for people with special needs - a child who needs extra care, for example. A trust is also another way distribute your assets to children or grandchildren at a specific age, such as when they reach age 25 or have children of their own. Ultimately, you will have to decide just how much consolidation of planners, agents and financial management you want to do. Once you've cleaned house on your finances, spending an afternoon in hammock will be a lot more restful. Having a peace of mind about your financial affairs is truly a good feeling.
Roger Sorensen is a Financial Author and Speaker, and the editor of Money Basics, a monthly personal finance newsletter found online at www.brighterfutures.com. After filling in his own debt pit equal to 150% of his annual income, Roger has turned the experiance into Brighter Futures, a Financial Literacy company. "There is hope for you, no matter how large your debt load might be."
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