A Summary of the Fair Credit Reporting Act

Written by Gary Gresham


Continued from page 1
The credit bureaus blast credit repair companies inrepparttar media and warn people against using credit repair services. The bureaus openly deny that any information can even be removed from your credit report. It is reported that 79 percent of all credit reports contain some type of errors, and up to 25 percent of these errors could result in credit denials, hiked interest rates, and even lost employment opportunities. If you have any amount of negative credit on your credit report it will causerepparttar 140299 interest on all loans you apply for to be much higher. It will even become a barrier to your credit approval. That will cost you a fortune in unnecessary higher interest resulting in higher payments on anything you buy. How you decide to address or dispute credit information is entirely up to you. But regardless of what you may hear inrepparttar 140300 news, thousands of people have restored their credit. You can choose to repair your own credit report or hire a professional service to do it for you. The truth is you do not have to endure bad credit for seven to ten years if you want to challengerepparttar 140301 accuracy of your credit report. This summary ofrepparttar 140302 Fair Credit Reporting Act shows you it is possible for you to repair your own credit report andrepparttar 140303 sooner you startrepparttar 140304 better.

Copyright © 2005 Credit Repair Facts.com All Rights Reserved.

This article is supplied by http://www.credit-repair-facts.com where you will find credit information, debt elimination programs and informative facts that give you the knowledge to correct your own credit and credit report. For more credit related articles like these go to: http://www.credit-repair-facts.com/articles_1.html


Exchange Traded Funds Primer

Written by Mark Mahorney


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There are now also options and futures contracts trading on of ETFs. The Chicago Board Options Exchange (CBOE) lists 43 options on ETFs, whilerepparttar Chicago Mercantile Exchange (CME) offers futures contracts onrepparttar 140298 S&P 500 Depository Receipts, NASDAQ 100 Tracking Stock, and Russell 2000 Index Fund. And One Chicago, a joint venture betweenrepparttar 140299 CBOE, CME, and Chicago Board of Trade (CBOT), offers an electronically traded futures contract onrepparttar 140300 DIAMONDS Dow Jones Industrial Average ETF.

There are also a number of web sites offering information on Exchange Traded Funds. Check out Amex.com, Yahoo! Finance’s ETF Center, ETFConnect, or ETFera.com. Meanwhile, investment research firm Morningstar comparesrepparttar 140301 fair value estimates to market prices of exchange traded funds holdings to determine whether a fund is over or undervalued.

Exchange Traded Fund’s low costs, liquidity, and diversification make them an excellent alternative to mutual funds, broad based index investments, and individual stocks in niche sectors.

Mark Mahorney is a freelance financial writer. Mark inks The Market Speculator newsletter. You can also read his scrawls, scribbles, rambles, and rants on the markets and whatever other ilk gets his ire at BlogginWallStreet.com and Marketblog.com.


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