A very common injury that can cause you to become unable to work, is a back injury. And back injuries can happen simply by moving furniture, working in a garden, or fixing a leak in your roof.

Other people become unable to work due to an illness or onset of a disease: Like diabetes, stroke, or heart attack. And even pregnancy can cause some females to become unable to work: If pregnancy develops other complications that require woman to stay in bed, she is unable to work.

This Can Happen to You Too.

Unfortunately, people often assume that just because they're healthy, they can't become disabled. And that's simply not true. Accidents happen. So being healthy doesn't usually have anything to do with whether you become disabled.

Let's look at some undeniable facts:

- In 2000, wage and productivity losses from unintentional injuries was $259.8 billion (Statistical Abstract of US: 2002) - In 1999: 338,000 people were injured in a fall - In 1999: 141,000 people were injured due to overexertion - In 1999: 338,000 people experienced sprains and strains

And just a few of ways these injuries happened included:

- Hand and power saws - Hammers - Kitchen flatware - Beds - Tables - Ladders - Rugs and Carpets - Footwear - Bicycles - Swimming Pools

If you'd like to know more about disability and various ways you can protect yourself and your family, read rest of this report online at: http://www.sasezpublications.com/Reports/Disability-Insurance/

''This whole psychotropic drug issue is a problem for us,'' said Broward Circuit Judge John A. Frusciante, referring to Risperdal® and others. "It's a very scary area to be in, because we know medication can be a tremendous help for a number of children. But we also know that there are risks to children who are taking these medications.''

Antoinette R. Appel, a Plantation neuropsychologist, studied records of about 50 South Florida foster children who had been prescribed Risperdal®. She said many of children developed severe side-effects, including obesity, lethargy, lack of concentration, hormonal disorders and inappropriate development of secondary sexual characteristics, such as lactating breasts in boys or young girls.

A high profile case involved a Florida Supreme Court ruling that child welfare authorities cannot lock up foster kids in psychiatric hospitals without a hearing. This hearing, involving a child identified as “M.W.”, dealt with a boy who had developed lactating breasts after doctors forced him to take Risperdal, court records show.