A Different Light Shed on the Insurance IndustryWritten by Jordan Walt
Continued from page 1
Independent agencies have actually been around longer than captive market (i.e. Farmers, Allstate, etc), and typically have been known to write majority of commercial insurance. Captives have taken a larger percentage of personal lines (home, auto, etc.) market, even though an IA can generally offer them comparable, if not better, coverage. This is due to captive companies having millions of dollars to put into advertising to draw in consumer. On other hand, many people never know what an independent agency even is. This gives captive market an obvious advantage, but as people become more educated on this topic, more will look to independent segment to meet their insurance needs. An IA can obviously bring a lot to table for any consumer, real question is: Why are consumers not bringing more of them to table? By: Jordan Walt, Independent Agent for AIC Insurance Agency: www.aicinsco.com
Graduate of Oregon State University, now an independent insurance agent for AIC Insurance Agency. Email: jwalt@aicinsco.com
| | 5 Ways to Profit From No Child Left Behind (NCLB)Written by Detra D. Davis
Continued from page 1
3.Educational professionals with a Science background should gear up to prepare for 2007-2008 science assessment that will be required by No Child Left Behind Act of 2002. Do you have a gift for gabbing about science? Do you know how to write educational materials for children centered on science? There will be a need for such items in not too distant future and now is time to prepare your goods. Summer time science packets that children can work on and workshops for parents, again all paid for by Title I funding will be needed. Contact your local school district with a proposal; they will be glad you did. 4.It is no secret that if your child goes to a public school, private school, religious school, or if they are home schooled, at some point in their life they will have to deal with standardized test. Are you a wiz at taking this type test? Are you a wiz at doing research to understand how to take this type test? Provide a workshop for parents so they can understand how to help their children. Every parent wants their child to have an upper hand when it comes to test taking skills. Contact your local school district and local library with a proposal, this service may even warrant a website. 5.Title I will pay for child care services for parents participating in parent involvement seminars/workshops. The child care service provider must be licensed and insured and willing to provide activities for a wide range of ages. According to NCLB Title I requirements, child care services should be offered where schools offer parent workshops so parents can focus on content being offered. If you operate a daycare center you may want to check with your local school district, or a local school in your area to see if your services are needed. The funding for payment is through Title I (1%+ Parent Involvement Funding). For more information contact your school district or state No Child Left Behind Title I Office.
Detra D. Davis is a technical writer with over 20 years of experience. She writes technical and operational manuals, and works for a large school district in the Midwest.. Detra may be reached at 313-446-0896, at www.supportingourchildren.com or by mail at J. Davis & Associates Publishing, P. O. Box 44782, Detroit, MI 48244-0782, Attention: Detra D. Davis.
|
