If you find that a plan has too many restrictions and complications, or that your questions are not being answered satisfactorily, do not hesitate to look somewhere else.

A comprehensive travel health insurance plan usually covers following emergency medical expenses:

•Hospital accommodations •Medical bills such as those for a physician, surgeon, and anesthetist •Ambulances •Diagnostic services such as laboratory tests and x-rays •Private registered nurses •Medical aids such as slings or splints, and temporary rental of wheelchairs or walkers •Prescription drugs •Cost of returning a deceased back home

Remember that when it comes to insurance, you get what you pay for. When shopping around for trip insurance, it is important to keep in mind that not all insurance policies are alike. Be aware of minor price variations between insurance companies (the cheapest may not be best company to deal with when you have a claim.)

Johnny Mangiante is an online journalist. He is also the editor and webmaster for many websites. For more information see Travel Medical Insurance for Visitors to Canada.

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