The system is called StressFreeTrading system and you can find it at: http://www.chambers-media.com/track/Darvas_System.html. It means exactly that - if you follow rules on your own stocks picks, making money becomes stress free! You'll follow profits of rising stocks and automatically be sold out of losers. No more guessing, fretting or depending on your broker for "expert advice" (incidentally, I actually believe most brokers don't know more than you or I ... if they did, do you really think they'd be "broking" for a living). No more subscribing to lousy stock pick newsletters from experts. Just real stock picking from your own hand. How satisfying is that?

So why am I writing to tell you of this system. I have two reasons. Firstly, it works! There are so many systems out there with all manner of fancy indicators - pitchforks, fibonacci cycles to mention a few. Some of them may work. But they still don't eliminate one important factor - guesswork! The Darvas system eliminates this guesswork and allows you to react and profit from price moves as and when they happen. Secondly, I believe updated Darvas StressFreeTrading system would help a lot of investors and ease their financial loses. Am I a qualified financial advisor - No. I'm a medical doctor who likes to make money without making too much effort (note I said too much, not none!). So why not take a look for yourself now and see how your investing could be revolutionised with such a simple, but effective approach?

To your good fortune,

Alex Chambers http://www.chambers-media.com/track/Darvas_System.html

Trusts enable you to transfer assets out of your estate for IHT purposes, but enable trustees to exercise some degree of control over capital or income (and you can be a trustee). There may be an IHT charge on creation of trust if it is a discretionary trust, but this would be at 20%, and then only if transfer plus previous chargeable transfers made in preceding seven years exceeds ‘nil' rate.

Life assurance policies should be arranged under trust, so that proceeds do not form part of your estate on death for IHT purposes.

If you are considering making substantial lifetime gifts you should talk to an independent financial adviser now, as it might be prudent to make them sooner rather than later.

A potential IHT liability could be mitigated. If you are likely to fall foul of it, then an IFA can help you arrange your tax affairs to minimise any IHT liability, and provide professional independent financial advice specific to your circumstances.

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Copyright 2004 David Miles. You are welcome to reproduce this article on your website, so long as it is published "as is" (unedited) and with author's bio paragraph (resource box) and copyright information included. In addition, all links to external websites must be left in place.