A *VERY* Important Success LessonWritten by Jason Oman
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How? Because ONLY way to learn what will REALLY work for you is to actually DO something. Then, whatever results you get, use those results to figure out your next step. Your next step may be to repeat same thing over again, because it worked good enough already. Or, it may be to do exact opposite, because it got exact opposite result from what you wanted. Or, it could be anything in-between. But, you'll never know until you take that step and see what happens. In other words, don't worry about knowing ALL steps right now. Just focus on taking ONE step forward. Then focus on taking NEXT step forward. Before you know it, you'll look back and you'll be MANY steps farther than you were and you will see that it probably wasn't as bad or hard as you thought it would be anyway. The reality is that oftentimes you can NOT and will NOT know NEXT step until you take FIRST step! If you've ever done any rock climbing or seen someone do it on TV, then you may already know that a rock climber doesn't know exactly where or even HOW he will grab hold with his hands next. He doesn't know exactly where he will put his foot next. He doesn't know whether he will climb upward to LEFT, to RIGHT, or STRAIGHT UP. The ONLY way he can find out which direction to go, where to grab with his hands, and where to step with his foot, is to grab first spot that looks good enough with his hands and step on whatever spot looks good enough with his feet. Then from that perspective you can figure out your next move. But, if you never take that first step, you'll never get to top of mountain. So, now, an ACTION STEP: I recommend you look in your local Yellow Pages and find a Rock Climbing Gym or a sporting goods store with a rock wall. If you can't find anything called a "Rock Climbing Gym" then just call a Sporting Goods store or two and ask them where you can find a "Rock Climbing Wall" to do some Rock Climbing. Here's what will happen when you go to one of these places to do some Rock Climbing (which can be REALLY fun, by way. And don't worry it's very safe too!)... No matter how long you sit there and stare at a certain wall to climb...no matter how much time you spend trying to figure out path you'll need to take to get to top... Once you actually take that first step and begin, it never goes exactly like you thought it would. So, you have to adjust and be flexible and just go with it as you climb. Each step helps you figure out next step you'll need to take. And in fact, THAT is a HUGE part of what makes it so FUN! Because if you knew in advance exactly which steps you were going to take and it went exactly as planned it would probably get boring pretty fast! The fun is in ADVENTURE of it! The fun is in JOURNEY to top and then getting there and realizing you DID it! NOT because you knew in advance HOW you were going to do it. But because you figured it out along way and you made it happen - even though you didn't know HOW you were going to do it when you started! So, if you're still waiting to take your first step on road to success, then just take it NOW and then focus on next step AFTER you take that first step. And if you've already taken steps for success, then figure out what your NEXT step is and take it NOW! Either way, make it FUN. Make it an ADVENTURE! You CAN do it, my friend! I believe in you! Here's to enjoying Journey! Your friend, Jason Oman PS: I'm absolutely DEAD serious about finding a Rock Climbing Wall! Not only is it a good and healthy way to get your body moving, but it's truly an AMAZING way to see how journey to success works too! Try it out and you'll see for yourself! In fact, even if you just go to one to watch others and see how this kind of activity works (without doing it yourself) it will still be enormously beneficial when you look at it in terms of how it relates to journey of success! Do it to it, and let me know how it goes and what you learn, my friend.
Jason Oman is the # best-selling author and creator of the worldwide blockbuster book "Conversations with Millionaires". Now you can discover exactly how to make money like the Rich with the breakthrough formula "Money On Demand"! Check it out for yourself by going to: http://www.HowToMakeMoneyOnDemand.com
| | What Is Meant By A FICO Score?Written by Tim Gorman
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Other information that is included in your credit report but has no bearing on your FICO score includes your race, age, where you live and your sex and employment information. Although FICO score doesn’t use these factors employment information may be used by other companies and creditors to help in their decision making process. There are three major credit-reporting agencies - Equifax, Experian and TransUnion that have your credit information on hand. Each of these credit bureaus maintains their information separately, which can cause financial data to be slightly different among three of them. Most experts agree that in order to get best snapshot of your financial history and credit worthiness it is a good idea to request a report from each of reporting agencies. It is also highly recommended that you actually review your credit report once a year in order to identify and correct any errors before they cause any future potential problems when you apply for credit. Recent changes in laws no allow for consumers to request 1 free credit report each year in order to look for any such errors.Here is contact information for each of three reporting credit bureaus: Equifax: (800) 685-1111, www.equifax.com Experian: (888) 397-3742, www.experian.com TransUnion: (800) 888-4213, www.transunion.com As you can see your FICO Score is a very important number that represents your financial trustworthiness in eyes of creditors. Failure to properly monitor it could cause you future headaches when it comes time to apply for any form of credit.
Timothy Gorman is a successful Webmaster and publisher of Debt-Relief-Solutions.com. He provides more debt relief, consolidation and credit repair information that you can research in your pajamas on his website.
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