SOCIAL SECURITY SURVIVORS BENEFITS

In Social Security Survivors’ Benefits, this is where accumulated credits are applied. For members who have accrued enough credits during their working years his or her family members are eligible for Social Security Survivors’ Benefits.

The eligible family members include widows and widowers ages 62 and older, disabled widows or widowers ages 50 and up, widows and widowers caring for a child under 16 years of age and who is receiving Social Security Benefits, unmarried children under age of 18 or under age 19 either a full time elementary student or secondary school, or age 18 or older but is severely disabled and lastly parents who are dependent entirely or not upon social security member will also receive social security benefits.

In addition, Social Security also provides survivor benefits for divorced widows and widowers after death of their ex-spouse who is a social security member. The benefit given to them will be based upon Social Security account of deceased member.

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The monthly benefits are usually paid through direct deposit to a bank account. With regards to bank account used you may call nearest Social Security Office in your area. The direct depositing of monthly benefits saves time and does not require loads of paper works. The Social Security implemented such process in order to prevent cases of checks getting lost in mails or checks getting encashed by someone else posing as owner of check. And also, there are situations wherein Social Security member has transferred residence and is hard to locate. Depositing benefits in banks is a more convenient and secure method of delivering monthly benefits to Social Security members.

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